Monday, January 27, 2020

Recent Stock Purchases




Today I added to my DOW and XOM positions.


  • DOW:  6 shares @ $46.74 --- Yield  5.99%
  • XOM:  5 shares @ $64.97 --- Yield  5.36%

Total capital invested is $605.29 with a combined yield of 5.65%. These purchases will increase my yearly dividend income by $34.20.

I will continue to nibble at both of these companies at depressed levels. I am also watching Shell and BBL closely. BBL is currently yielding 7% and looks attractive right now.

DEFY MEDIOCRITY

Saturday, January 25, 2020

December 2019 Passive Income




Here is the passive income I received from both taxable and retirement accounts.


Taxable Account

  • ABALX --- $869.21
  • Amegy CD --- $509.11
  • XOM --- 40.02
  • KHC --- $16.00

Retirement Account

  • 65/35 S&P 500/Bonds --- $1645.05

Total November 2019 passive income is $3079.39

Well that's a wrap for 2019. Exceptional year on all fronts and I am more than pleased with my monthly passive income for December as well as the year.

December was a big month for my mutual fund ABALX and the $869.21 does NOT include the end of year capital gain distribution. It is strictly the income amount. My CD income dropped and will continue to drop again this month as I have reduced the balances and the rates have reset lower.

Considering I only received $56 from individual stocks I feel good about clearing $3,000 across all accounts.

I have been added shares back and consolidating to my JPM account and hope to create the same yearly income for 2020 as I did in 2019. I have work to do.


DEFY MEDIOCRITY

Thursday, January 9, 2020

Weekly Stock/Bond Purchases




Today I added to some existing positions and opened a new position in BND.


  • BND: 12 shares @ $84.04 --- Yield 2.70%
  • DOW  5 shares @ $52.26 --- Yield  5.36%
  • T:  6 shares @ $38.87 --- Yield  5.35%
  • WBA:  5 shares @ $54.76 --- Yield 3.34%

Total capital invested is $1776.69 and the combined yield is 3.55%. These purchases will increase my yearly dividends by $63.15.

WBA has been under pressure the last couple of days and I will continue to nibble on it. I would also like to add more BND as a replacement for some lost CD income due to falling interest rates.

DEFY MEDIOCRITY

Sunday, January 5, 2020

2019 Year End Net Worth --- New Record





All figures except my Jeep value are generated from Mint.com.

Wow what a strong finish to an absolutely spectacular year!

The S&P finished 2019 with a 28% gain for the year and my portfolio was certainly impacted to the positive. Despite spending $36,000 throughout the year to cover my living expenses, my net worth still managed to power forward and pick up $62,000. This means that my investments throughout the year actually gained close to $100,000 ($98,000 actually, but close enough).

To say I am pleased with the results would be definitely be an understatement.

My portfolio throughout the year continued to move with a .3-.35 beta which is by design. I have a chunk of cash in CDs earning around 2% and also stocks. My 401k did most of the work and actually is closer to a .7 beta since the investments are 65/35 S&P/Vanguard bonds.

Bonds had a great year as well. In fact it's hard to find a negative other than my Wrangler lost some value as most cars do from year to year. I would hardly call it an asset, but it doesn't provide fun/entertaining transportation!

I can't wait to see what 2020 has in store and I hope everyone else out there had a killer 2019 and got a bit closer to your retirement goals. DEFY MEDIOCRITY

Here is my net worth summary from December/2019 ending totals.

Assets

Checking --- $81,988
Savings/Investments --- $404,882
Lending Club --- $264
HSA --- $2,015
IRA --- $11,016
401K --- $411,304
2014 Jeep Wrangler --- $18,400


Liabilities

$3170

Net Worth

$926,699


YTD Totals

2020

***Jan 1, 2020 --- $926,699***

Jan 31, 2020 ---
Feb 29, 2020 ---

Mar 31, 2020 ---
Apr 30, 2020 ---

May 31, 2020 ---
June 30, 2020 ---

July 31, 2020 ---
Aug 31, 2020 ---

Sep 30, 2020 ---
Oct 31, 2020 ---

Nov 30, 2020 ---
Dec 31, 2020 ---

2019      

 ***Jan 1,2019 --- $864,816***

Jan 31, 2019 --- $887,560
Feb 28. 2019 --- $895,998

Mar 31, 2019 --- $899,902
Apr 30, 2019 --- $904,190

May 31, 2019 --- $880,455
June 30, 2019 --- $894,816

July 31, 2019 --- 898,515
Aug 31, 2019 --- $894,960

Sept 30, 2019 --- $900,639
Oct 31, 2019 --- $904,935

Nov 30 2019 --- $915,534
Dec 31, 2019 --- $926,699


2018

Jan 2018 --- $917,116
Feb 2018 --- $910,667

Mar 2018 --- $909,746
Apr 2018 --- $903,416

May 2018 --- $889,032
Jun 2018 --- $893,278

Jul 2018 --- $892,002
Aug 2018 --- $896,619

Sep 2018 --- $899,763
Oct 2018 --- $876,927

Nov 2018 --- $891,402
Dec 2018 --- $864,613


2017

May 2017 --- $835,009
July 2017 --- $851,904 

Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266


There is no down time when building a path that doesn't lead back to ZERO

Thursday, January 2, 2020

Weekly Stock Purchases

Here are my weekly JPM purchases



  • MO:  5 shares @ $49.36 --- Yield  6.81%
  • OHI:  6 shares @ $41.26 --- Yield  6.50%
  • DOW:  5 shares @ $53.92 --- Yield  5.19%

Total capital invested is $763.96 and the combined yield is 6.14%. These purchases will increase my yearly dividends by $46.88.

MO and OHI are existing positions and DOW is a new position for me.

DEFY MEDIOCRITY

Thursday, December 26, 2019

Weekly Stock Purchases


Here are my weekly JPM stock purchases




  • OHI:  6 shares @ $41.45 --- Yield  6.47% 
  • WBA:  4 shares @ $58.52 --- Yield  3.13%
  • CL:  4 shares @ $68.64 --- Yield  2.51%

Total capital invested is $757.34 with a combined yield of 3.99%. These purchases will add $30.28 to my yearly dividends.

WBA is a relatively new position and I will try to build it up to around 80 shares in the coming months.

DEFY MEDIOCRITY

Thursday, December 19, 2019

Weekly Stock Purchases




Today I added to my MO, XOM, and CL positions.


  • MO:  5 shares @ $51.32 --- Yield  6.55%
  • XOM:  3 shares @ $69.58 --- Yield  5.00%
  • CL:  4 shares @ $68.08 --- Yield  2.53%

Total capital invested is $737.61 and the yield is 4.63%.  These purchases will add $34.12 to my yearly dividends.

DEFY MEDIOCRITY