Wednesday, May 17, 2017

Recent Buy --- GWW


Today I initiated a position in GWW.


  • GWW:  10 shares @ $174.96 --- Yield  2.92%

Total capital invested is $1756.50 and will add $51.50 to my yearly dividends.

GWW has taken a beaten in recent months falling almost $100 a share. Like M, KSS, TGT, and many other retailers, Amazon has been looking over their shoulder. It's tough in retail right now. Amazon can't sell everything to everyone, can it??

At close to 3% the yield is appealing and should be easily covered going forward. I'll likely add more shares around the $150 range if it falls that far.

Forward dividends are $9450.00

DEFY MEDIOCRITY

Tuesday, May 16, 2017

Final Sharebuilder photo --- PFE


Today I brought my PFE share count over 400.




  • PFE:  50 shares @ $32.58 --- Yield  3.93%

Total capital invested is $1636.20 and will add $64 to my yearly dividends.

As noted this will be my last photographed purchase. Technically this photo is an account photo, but it's the last photo nonetheless.

I'm been made aware on numerous occasions during the past year and a half that there are different apps, screenshot techniques, etc that are infinitely better than sticking a fucking camera phone in front of the screen and downloading it via my phone (which believe it or not rarely works on the first attempt). Yet, I continue to take my photo purchases and post my buys....NO MORE!!

In 2014 & 2015 I just posted my weekly automatic purchases as well as regular purchases on the blog. One day someone emailed me and told me that my purchases were fictitious. The funny thing is it would be impossible for me to create accurate automatic buy prices each week as there are numerous Sharebuilder users who may make the same purchases occasionally. It would be impossible for me to predict the price to the penny each week. I guess the fictitious part of my posts were the dollar amounts. I don't know.

Stupid shit like this shouldn't bother me in the big scheme of things, but I felt it necessary for everyone else to show that I legitimately make these investments (good ones and bad) and I truly put my money where my mouth is.

So as you can see by the photo, I have just under $250,000 currently invested and plan to invest another $250,000 in the next two years. 

I have also been considering stopping my future investments in Cap One Sharebuilder and starting a second brokerage account soon.

Forward dividends are now $9400.00

DEFY MEDIOCRITY

Monday, May 15, 2017

Recent Buy --- VZ


I just made VZ one my top 4 positions.




  • VZ: 100 shares @ $45.28 --- Yield  5.12%

Total capital invested is $4541.61 and will increase my yearly dividend by $232. 

VZ and T have both been falling quite a bit, but VZ is dropping much faster. Today's purchase makes VZ my fourth largest position behind PFE, XOM, and KO.  Any future telecom purchases will probably be T shares. My original intention was to reach $10,000 in forward dividends by the end of the year. I will most likely reach this goal in June. 

Forward dividends are now around $9350.

DEFY MEDIOCRITY

Friday, May 12, 2017

Recent Buy --- GE


I added a few more shares to the GE position.




  • GE:  53 shares @ $27.88 --- Yield  3.44%

Total capital invested is $1484.48 and will increase my dividends by $50.88.

GE below $28 looks to be a good value. If things continue to deteriorate, I'll probably at another 50 shares around the $25 which would put the yield at 3.8%.

Foward dividends are just over $9100.00.

DEFY MEDIOCRITY

Tuesday, May 9, 2017

Recent Buy --- GIS


I added a few more shares to my GIS position.




  • GIS:  30 shares @ $56.25 --- Yield  3.41%

Total capital invested is $1694.45 and will add $57.60 to my yearly dividends.  I was on the fence today and had a difficult time choosing between GIS, XOM, T, & VZ. I took the more defensive of the choices and now have 170 shares of GIS.

I am really loving the grind of climbing back up the passive income mountain. Kinda reminds me of the summer of 2014.....fun times for sure!!

Forward dividends are $9060.

DEFY MEDIOCRITY

Saturday, May 6, 2017

May 2017 Net Worth




I finally decided to put out a monthly net worth statement. Ultimately passive income is my focus, but it is nice to see the overall balance sheet. There is much more to my financial profile than the hundreds of dollars received each month. So here are the numbers as computed from Mint.com.


Assets

Checking --- $4,242
Savings --- $120,178
Lending Club --- $10,185
HSA --- $1,850
Brokerage --- $240,129
IRA --- $8,997
401K --- $311,976
House --- $137,452

Liabilities

None

Net Worth

$835,009

There is no down time when building a path that doesn't lead back to ZERO!

Wednesday, May 3, 2017

Recent Buy --- T


Today I initiated a position in T.




  • 100 shares @ $38.58 --- Yield  5.08%

Total capital invested is $3871.70 and will add $196.00 to my yearly dividends.

I have been add more shares of VZ recently on weakness and today I decided to complement the VZ position with T.

Let the snowball DRIPing begin!

Forward dividends are now back to $9,000.

DEFY MEDIOCRITY

AAPL raises dividend 10.53% --- New yield is 1.71%




Apple announced that it will be increasing its quarterly dividend from $.57 to $.63 a share. This represents a 10.53% increase and the new yield is

The ex-dividend date is May 11th and the pay date is May 18th.

Since I currently own 25.37 shares my yearly dividends will increase by $6.09.

2017 Dividend Raises/Cuts

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43
OHI:  1.61% --- $6.46  (2nd Raise)
SO:  3.57% --- $7.41
UL:  12% --- $15.36
XOM:  2.67% --- $11.70
JNJ:  5.0% --- $8.67
TIS:  100% --- $332.90
AAPL:  10.53% --- $6.09

Total yearly dividend decrease is $201.89.

DEFY MEDIOCRITY

Tuesday, May 2, 2017

Recent Buy --- GIS


Today I doubled my GIS position.




  • GIS:  70 shares @ $55.98 --- Yield  3.43%

Total capital invested is $3932.36 and will add $134.40 to my yearly dividends.

GIS continues to exhibit weakness and is now close to yielding 3.5%. After losing some income yesterday by virtue of the TIS cut, I'm glad to jump right back in and start making up the lost ground.

Forward dividends are around $8800.00

DEFY MEDIOCRITY

Monday, May 1, 2017

TIS reduces dividend 100% --- New yield is 0%


Today TIS announced that it is suspending its dividend.

Since I currently own 237.8 shares my dividends will (well you know the math 100% reduction of any number is 0) drop by $332.90.

Ouch! That is going to leave a mark...It's probably a good time from a spec point of view to buy.

Forward dividends are around $8730.00, but not for long!!

2017 Dividend Raises/Cuts

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43
OHI:  1.61% --- $6.46  (2nd Raise)
SO:  3.57% --- $7.41
UL:  12% --- $15.36
XOM:  2.67% --- $11.70
JNJ:  5.0% --- $8.67
TIS:  100% --- $332.9

Total yearly dividend decrease is $207.98

DEFY MEDIOCRITY


Saturday, April 29, 2017

April 2017 Dividend Summary





  • BP --- $99.65
  • KO --- $96.95
  • M --- $56.28
  • PM --- $52.59
  • CSCO --- $48.13
  • TIS --- $47.54
  • TUP --- $41.27
  • KMB --- $38.96
  • DEO --- $34.52
  • MDT --- $25.95
  • GE --- $24.00
  • MO --- $21.54
  • NEA --- $16.48
  • VIAB --- $16.18
  • NKE --- $7.20

Total income received in my taxable account is $627.24.

The second quarter of 2017 started out with a a bang thanks to BP depositing its dividend in April. Last April I earned a grand total of ZERO, so I am very pleased at this year's results.

I also contributed a shit load of capital throughout this month and my forward dividends are sitting at $9,000.  This puts me close to where I was at the same time in 2014. I went on a serious tear for the remainder of that year and finished with $15,000 in forward dividends. I don't see that happening again this year, but you never know.

YOU CAN'T REACH THE TOP AIMING FOR THE MIDDLE

Friday, April 28, 2017

Limit order filled --- BBL


I just found out that yesterday I had a limit order filled with BBL.




  • BBL:  60 shares @ $29.99 --- Yield  5.34%

Total capital invested is $1806.35 and will add $96 to my yearly dividends. Well I bought share a few weeks back in the $32s, so I guess a few more shares under $30 isn't unreasonable.

Forward dividends with this purchase, DRIPs, and recent raises puts me at $9000.00.

DEFY MEDIOCRITY

JNJ raises dividend 5% --- New yield is 2.72%





Yesterday JNJ announced that it is increasing it's dividend from $.80 to $.84. This represents a 5% and pushes the yield up to 2.72%. Not as spectacular as previous years, but well above the rate of inflation.

The ex-dividend date is May 25th and the pay date is June 13th.

Since I currently own 54.17 shares, my yearly dividends will increase by $8.67.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43
OHI:  1.61% --- $6.46  (2nd Raise)
SO:  3.57% --- $7.41
UL:  12% --- $15.36
XOM:  2.67% --- $11.70
JNJ:  5.0% --- $8.67

Total yearly dividend increase is $124.92

DEFY MEDIOCRITY

Wednesday, April 26, 2017

XOM raises dividend 2.67% --- New yield is 3.77%





Today XOM announced that it is increasing it's dividend from $.75 to $.77. This represents a 2.67% and pushes the yield up to 3.77%. Considering oil prices remain depressed, this is pretty good news in my opinion.

The ex-dividend date is May 10th and the pay date is June 9th.

Since I currently own 146.32 shares, my yearly dividends will increase by $11.70.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43
OHI:  1.61% --- $6.46  (2nd Raise)
SO:  3.57% --- $7.41
UL:  12% --- $15.36
XOM:  2.67% --- $11.70

Total yearly dividend increase is $116.25

More grinding --- PG


I used the weakness today in PG to double my position.



  • PG:  30 shares @ $88.22 --- Yield  3.13%

Total capital invested is $2653.49 and will add $82.75 to my yearly dividends.

I have been using the strategy of adding to companies that are weak during big up days in my portfolio recently. It has worked pretty well recently including buys of RDS-b, TIS, VZ, GILD, and now PG. It's not really scientific, but it gives me a chance to add to some underweight positions.

Forward dividends are just under $8900.00.

DEFY MEDIOCRITY

Tuesday, April 25, 2017

Recent Buy --- VZ


Today I added a few more share to my Verizon position.




  • VZ:  50 shares @ $46.76 --- Yield  4.96%

Total capital invested is $2344.70 and will add $116 to my yearly dividends.

This is a relatively boring purchase, but VZ has been coming down in price for a while so I added a few more share at a solid yield. In fact, I believe VZ has a higher yield than T. I can't remember that happening before. Speaking of T, it will be releasing earnings after the market closes today. If weakness follows, I'll be looking to pick up 100 shares soon.

Forward dividends are around $8780.

DEFY MEDIOCRITY

Stock Sale --- TUP


Today I sold my entire TUP position.




  • TUP:  61.36 shares @ $73.57 --- Yield  3.70%

Total proceeds are $4507.13 and this will reduce my yearly dividends by $166.90.

This has been a fantastic position for me and I made about $1400 in gains plus whatever dividends I received while owning the stock. Yesterday I was thinking that I might want to trim some overvalued positions and TUP at $65 seemed like a good candidate. Well when I opened my account this morning looking for opportunities to buy, I saw TUP up 12% at $73 and took that as an opportunity to sell.

I fully plan to reinvest the proceeds quickly and have no problems revisiting TUP somewhere in the $50s and in the 5% yield range.

Forward dividends are $8670.00.

DEFY MEDIOCRITY

Monday, April 24, 2017

Recent Buy --- GILD


Added a little more to an underweight position.



  • GILD:  30 shares @ $65.90 --- Yield  3.16%

Total capital invested is $1983.89 and will add $62.40 to my yearly dividends. I need to continue building this positions along with ABBV and BMY. PFE is at full weight currently.

Forward dividends are $8836.00.

DEFY MEDIOCRITY

Friday, April 21, 2017

Recent Buy --- MAT & GE


Today I doubled my MAT and GE positions.



  • MAT:  100 shares @ $21.98 --- Yield  6.92%  (SPECULATIVE)
  • GE: 100 shares @ $29.59 --- Yield  3.24%

Total capital invested is $5170.69 and the combined yield is 4.80%. These purchases will add $248.00 to my yearly dividends.

I took a risk with my TIS purchase earlier and am using the same line of thinking with MAT. THis is a deep value play and hopefully it pans out. Regardless of future price movements this will be my last MAT purchase until I see some concrete evidence of a turnaround.

GE on the other hand is a position that I will keep building.

Forward dividends are $8775.00

DEFY MEDIOCRITY

UL raises dividend 12% --- New yield is 3%





UL recently announced that it will increase its quarterly dividend from $.3201 euros to $.3585 euros. This represents a 12.00% increase and the new yield is around 3%. I really don't know how the currency conversions will affect my dividend, but anything above a 10% increase will be fantastic.

The ex-dividend date is May 3rd and the pay date is June 7th.

Since I currently own 100.69 shares, my yearly dividends will increase by approximately $15.36.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43
OHI:  1.61% --- $6.46  (2nd Raise)
SO:  3.57% --- $7.41
UL:  12% --- 15.36

Total yearly dividend increase is $104.55

DEFY MEDIOCRITY

Wednesday, April 19, 2017

Recent Buy --- RDS-b


It's been a while since I've added to this position.





  • RDS-b:  40 shares @ $53.85 --- Yield  6.98%

Total capital invested is $2160.87 and will add $150.40 to my yearly dividends.

This purchase boosts my energy position to 10% of my total portfolio weight.

My goal is to continue building existing positions, but if GWW drops down into the $170s it will be very tempting to initiate a position. I also am watching IBM as the yield is climbing up to 3.5% and a dividend raise is coming soon, which may boost it closer to 4%.

Forward dividends are $8500.00

DEFY MEDIOCRITY

Tuesday, April 18, 2017

Recent Buy --- JNJ


I took advantage of some weakness in JNJ today and doubled my position.




  • JNJ:  27 shares @ $121.21 --- Yield  2.64%

Total capital invested is $3279.59 and will add $86.40 to my yearly dividends. 

While not super cheap, the upcoming dividend increase should make the future yield around 2.85-2.9% which is solid for a company like JNJ.

Also on my radar is GWW, which has fallen about $26.00 today and $60.00 over the last 2 months.

Forward dividends are around $8350.00.

DEFY MEDIOCRITY

Monday, April 17, 2017

SO raises dividend 3.57% --- New yield is 4.66%




Today SO announced that it will increase its quarterly dividend from $.56 to $.58. This represents a 3.57% increase and the new yield is 4.66%. This is a pretty impressive raise from a high yielding utility. SO is definitely back on my radar screen after this!!

The ex-dividend date is May 11th and the pay date is June 6th.

Since I currently own 92.64 shares, my yearly dividends will increase by $7.41.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43
OHI:  1.61% --- $6.46  (2nd Raise)
SO:  3.57% --- $7.41

Total yearly dividend increase is $89.19

DEFY MEDIOCRITY

Saturday, April 15, 2017

OHI raises dividend 1.61% --- New yield is 7.40%


Omega Healthcare Investors declared a quarterly dividend of $0.63 per share, or $2.52 annualized. This is a 1.64% increase from the prior dividend of $0.62.
The ex-dividend date is April 27th and the pay date is May 15th.

Since I currently own 161.59 shares, my yearly dividends will increase by $6.46.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43
OHI:  1.61% --- $6.46  (2nd Raise)


Total yearly dividend increase is $81.78.

DEFY MEDIOCRITY

Friday, April 14, 2017

Recent Buy --- TIS


Yesterday I had a limit order filled and added 100 more shares to TIS.




  • TIS:  100 shares @ $22.75 --- Yield  6.15%

Total capital added is $2281.95 and will add $140.00 to my yearly dividends.

TIS is a SPECULATIVE purchase and has a very high payout ratio!! Over the last several years this company has bounced between the low 20s and high 30s. Typically the low 20s has been a very good entry point and we will see if that continues to be the case.

Forward dividends are $8250.00

DEFY MEDIOCRITY

Wednesday, April 12, 2017

Recent Buy --- GIS


Today I added to my GIS position.




  • GIS:  40 shares @ $57.49 --- Yield  3.34%

Total capital invested is $2306.47 and will add $76.80 to my yearly dividends.

My GIS share count is now sitting at 70. I am looking to build this up to 150 shares.

Forward dividends are $8125.00.


DEFY MEDIOCRITY

PG raises dividend 3.00% --- New yield is 3.07%




Today PG announced that it will be raising its quarterly dividend from $.6695 to $.6896. This represents a  3.00% increase and brings the yield to 3.07% Not super exciting, but certainly better than last year's 1% increase!!

The ex-dividend date is April 19th and the pay date is May 15th.

Since I currently own  30.23 shares, my yearly dividends will increase by $2.43.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43


Total yearly dividend increase is $75.32.

DEFY MEDIOCRITY

Tuesday, April 11, 2017

Recent Buy --- BBL


It's been a while since I owned this one.





  • BBL:  100 shares @ $32.87 --- Yield  4.87%

Total capital invested is $3293.75 and will add $160.00 to my yearly dividends.

The dividend has been a yo-yo in recent years being as high as $2.48 to as low as $.56. Currently the yearly dividend sits at $1.60. I'll double the position if it falls into the $20s and live with the dividend uncertainty.

Forward dividends are around $8050.00.

DEFY MEDIOCRITY


Saturday, April 8, 2017

March 2017 Income & Expenses


The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.

Day job (take home pay) --- $10348.73
Dividends/Interest ---  $967.30

Total net income --- $11316.03

Expenses --- $4693.00 (Taken from Mint)

Savings  $6623.03 --- Rate  58.52%

Another really good month of savings is in the books! Day job income is up, dividend income is up, and expenses remains subdued for the second month in a row. There is nothing to complain about here.

While it is important to keep expenses low, you don't get rich by clipping coupons!! I wholeheartedly believe that you have to go on offense to create wealth. I simply am always on the lookout for ways to increase business and income. This includes investing in yourself and your business!!

Like I mentioned last month, my girlfriend is new to the insurance business, but is a strong closer and is no stranger to sales. Prospecting in the digital age is something that we have deficiencies in. I just spent $3,000 on a training program to help her become a fucking insurance beast!! I believe in training and surrounding yourself with strong business minds and building networks. This is the path to success combined with hard work!! Most people won't do shit unless it's paid for by the company. That does not advance you.....PERIOD!!

So while my expenses my be FUBARed for April, I view training as an investment in our future. The same way I view working evenings and weekends.

By any means necessary!

Tuesday, April 4, 2017

March 2017 Dividend Report


Here are the dividends I received in March.




  • PFE --- $122.58
  • HCP --- $114.37
  • XOM --- $108.74
  • RDS-b --- $65.80
  • WFC --- $65.45
  • GM --- $62.66
  • VFC --- $60.90
  • SO --- $51.31
  • TGT --- $48.40
  • TROW --- $43.16
  • MAT --- $38.00
  • UL --- $33.89
  • MSFT --- $32.38
  • GILD --- $27.29
  • QCOM --- $23.85
  • JNJ --- $21.60
  • NEA --- $16.40
  • MET --- $16.00
  • EMR --- $14.52

Total income received in my taxable account is $967.30.

Finally a real breakout month! I would have passed $1000, but my BP dividend didn't show up in my Sharebuilder account until yesterday. No worries though, it was still a fantastic month!

April is already off to a rocking start with $340.00 dividends in the coffee jar. Last April was a goose egg for me so the results are already being felt!  I'm going to continue chasing cash flows instead of lifestyles!

YOU CAN'T REACH THE TOP AIMING FOR THE MIDDLE

Monday, April 3, 2017

Q2 Begins BEASTMODE TIME--- QCOM, CSCO, & GIS


Today I added to QCOM, CSCO, and initiated a position in GIS.





  • QCOM:  28 shares @ $56.42 --- Yield  4.04%
  • CSCO:  50 shares @ $33.57 --- Yield  3.46%
  • GIS:  30 shares @ $58.75 --- Yield  3.27%

Total capital invested is $5041.39 and the combined yield is 3.56%. These purchase will add $179.44 to my yearly dividends.

Between DRIPs and raises last month, this purchase puts me just under $7900 in forward dividends.

I mentioned in my last post that I want to reach $8500 by May 1st! I will!


YOU CAN'T REACH THE TOP AIMING FOR THE MIDDLE

Friday, March 31, 2017

Lending Club Update




This is my first Lending Club update this year and will probably only make the updates quarterly.

At the end of December, I was sitting just under $10,000 in loans and have not made any additional contributions since. As you can see, my balance has climbed to $10,137 during the first quarter of 2017. I am reinvesting all interest payments and if I realize similar returns throughout the year, my ending loan balance will be around $10,500.

This return is lower than I had anticipated, but about what you would expect from a utility stock. Also 5.57% is much better than bank interest for sure. NO FDIC however!!

I've been a little quiet on the dividend investing front and will be making bigger moves in April now that my taxes are done. I'm looking to be around $8500 in forward dividends by May 1!!

Monday, March 13, 2017

February 2017 Income & Expenses


The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.

Day job (take home pay) --- $9633.76
Dividends/Interest ---  $170.01

Total net income --- $9803.77

Expenses --- $3994 (Taken from Mint)

Savings  $ --- Rate  59.26%

THAT is more like it!!! I went from a -59% savings rate in January to a 59% in February!!

How did I do that?? I spent less...

In all seriousness, I took a piece of paper and wrote the number $4,000 on the top and then numbers 1-28 below. Each day I listed each and every single expense throughout the month and told my girlfriend that when the total reaches $4,000 be prepared to eat whatever is in the pantry.....This is NO FUCKING joke.

I'm not going to say things went super smoothly, but I noticed when pizza was desired we found take out specials for $6.99 not high dollar gourmet shit totalling $50. The crock pot was dusted off and used exhaustively. When we hit the pub, we to Molly's and took advantage of Big Beer Thursdays. $3 for a big ass mug of draft beer. That was a bitch on my end cause I love bottled beer! Like I said, this was a sacrifice for all parties involved including me!!

March is starting off a little rocky as we have a birthday party seemingly every Saturday and Sunday this month! No problem. We are going to regroup and tighten things up at the halfway mark!!

Also my girl's insurance career is starting to take off so I'm really excited about that for her. Empire building is in progress!!

By any means necessary!

Friday, March 10, 2017

Recent Buy --- OHI


Today I doubled my OHI position.




  • OHI:  80 shares @ $31.20 --- Yield  7.95%

Total capital invested is $2502.94 and will add $198.40 to my yearly dividends. So far this year I have done a pretty good job of adding to positions I already own. I am going to try and continue this strategy, but I would like to add a food company as well. GIS has been looking better recently and I would consider jumping back into FLO as well. In the mean time, I have plenty of choices within my portfolio to add to.

Other companies that I am considering this month include QCOM, XOM, KO, and GILD.

Forward dividends are around $7650.00.

Tuesday, March 7, 2017

QCOM raises dividend 7.55% --- New yield is 4.02%




Today QCOM announced that it will be raising its quarterly dividend from $.53 to $.57. This represents a 7.55% increase and brings the yield above 4%

QCOM is already scheduled to pay a $.53 dividend later this month, so I assume the new dividend payout will begin in June.

Since I currently own 45 shares, my yearly dividends will increase by $7.20.


2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64% --- $10.49
  • CSCO:  11.54% --- $13.92
  • TROW:  5.56% --- $9.09
  • KO:  5.71% --- $20.96
  • QCOM:  7.5% --- $7.20


Total yearly dividend increase is $72.89.


Saturday, March 4, 2017

February 2017 Recap





Here are the dividends I received during February.

  • OHI --- $49.60
  • VZ --- $29.52
  • ABT --- $26.83
  • PG --- $20.09
  • NEA --- $16.32
  • AAPL --- $14.40
  • BMY --- $13.65


Total dividends received in my taxable account are $170.01.

New capital invested last month was $12544.33 and this increased my yearly dividends by $513.70.

I'm really pleased with February's outcome mainly because during last February and May I received $0 dividends. Also despite HCP paying in March, my February dividends are only $4 less than November 2016.

I continued my seed planting activities and am well on my way to achieving $10k in forward dividends by year end.


Wednesday, March 1, 2017

DOW 21,000 --- TGT Purchase





Wow the market is on FIRE today up 300 points and TGT is still falling....


  • TGT:  40 shares @ $57.68 --- Yield  4.16%

Total capital invested is $2314.07 and will add $96.00 to my yearly dividends.

It's been 3 weeks since I have made a purchase and have really been scratching my head trying to find something to buy... PM @ $110, AAPL @ $140, BA @ $184, JPM @ $93, or maybe the prison REIT GEO @ $49 (I believe this has tripled from $16 during the last few months lmao).  Crazy shit!

No...fortunately Target is bumbling and stumbling it's way back down the mountain and now yields a ridiculous 4%. Amazon and Walmart are punishing this company right now, but TGT usually adapts and overcomes its trials. We'll see.

My share count now exceeds 120 and I'll probably hold off adding more unless God forbid it falls into the 40s and start yielding 5% :-)

Forward dividends are around $7400.00




Monday, February 20, 2017

January 2017 Income & Expenses




The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.

Day job (take home pay) --- $9633.76
Dividends/Interest ---  $249.57

Total net income --- $9883.33

Expenses --- $15773 (Taken from Mint)

Savings  ($5890) --- Rate  (59.60%)

Well that really sucks. I honestly can't remember having a negative savings rate in the last 10 years or so. Oh wait......how could I forget the divorce at the end of 2015!!! HUGE negative.

Here is what happened in January.

1. I had to replace my 19 year old roof and paid for it out of pocket.
2. I renewed both my home owners and auto insurance. (1 year coverage)
3. My knee surgery bills are still coming in like clockwork.
4. Spent too much money while on a cruise!

I know some people might say that the insurance and the roof could be expensed over time, but I like the cash accounting method better. I simply take what goes in and subtract what comes out. Nice and simple.

Right now I'm sitting at about $3500 in expenses for February. I am in RED ALERT mode after last month!! The good news is that thanks to the market, my net worth is quite a bit higher than it was at the end of 2016.


Thursday, February 16, 2017

KO raises dividend 5.71% --- New yield is 3.59%




Well it looks like I get another pay raise today. KO raised its dividend up from $.35 to $.37 today. This represents a 5.71 % increase! While not a high as some previous years, this is a solid raise nonetheless.

The ex-dividend date is 3/13 and the pay date is 4/3.

Since I currently own 262.02 shares, my yearly dividends will increase by $20.96!

2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64% --- $10.49
  • CSCO:  11.54% --- $13.92
  • TROW:  5.56% --- $9.09
  • KO:  5.71% --- $20.96

Total yearly dividend increase is $65.69


TROW raises dividend 5.56% --- New Yield is 3.2%





Earlier today TROW announced a $.57 quarterly dividend up from $.54. This represents a 5.56% which is well above inflation and is certainly welcomed news.

The ex-dividend date is 3/14 and and the pay date is 3/30.

Since I currently own 75.72 shares, my yearly income will increase by $9.09.

2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64% --- $10.49
  • CSCO:  11.54% --- $13.92
  • TROW:  5.56% --- $9.09

Total yearly dividend increase is $44.73.



Wednesday, February 15, 2017

CSCO raises dividend 11.54% --- New yield is 3.53%




Cisco declared a quarterly dividend of $.29 per share up from $.26 per share. This represents an 11.54% increase which is really solid!! 

The ex-dividend date is April 4th and the pay date is April 26th.

Since I currently own 115.98 shares, my yearly dividends will increase by $13.92.


2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64% --- $10.49
  • CSCO:  11.54% --- $13.92

Total yearly dividend increase is $35.64.