Tuesday, April 25, 2017

Recent Buy --- VZ


Today I added a few more share to my Verizon position.




  • VZ:  50 shares @ $46.76 --- Yield  4.96%

Total capital invested is $2344.70 and will add $116 to my yearly dividends.

This is a relatively boring purchase, but VZ has been coming down in price for a while so I added a few more share at a solid yield. In fact, I believe VZ has a higher yield than T. I can't remember that happening before. Speaking of T, it will be releasing earnings after the market closes today. If weakness follows, I'll be looking to pick up 100 shares soon.

Forward dividends are around $8780.

DEFY MEDIOCRITY

Stock Sale --- TUP


Today I sold my entire TUP position.




  • TUP:  61.36 shares @ $73.57 --- Yield  3.70%

Total proceeds are $4507.13 and this will reduce my yearly dividends by $166.90.

This has been a fantastic position for me and I made about $1400 in gains plus whatever dividends I received while owning the stock. Yesterday I was thinking that I might want to trim some overvalued positions and TUP at $65 seemed like a good candidate. Well when I opened my account this morning looking for opportunities to buy, I saw TUP up 12% at $73 and took that as an opportunity to sell.

I fully plan to reinvest the proceeds quickly and have no problems revisiting TUP somewhere in the $50s and in the 5% yield range.

Forward dividends are $8670.00.

DEFY MEDIOCRITY

Monday, April 24, 2017

Recent Buy --- GILD


Added a little more to an underweight position.



  • GILD:  30 shares @ $65.90 --- Yield  3.16%

Total capital invested is $1983.89 and will add $62.40 to my yearly dividends. I need to continue building this positions along with ABBV and BMY. PFE is at full weight currently.

Forward dividends are $8836.00.

DEFY MEDIOCRITY

Friday, April 21, 2017

Recent Buy --- MAT & GE


Today I doubled my MAT and GE positions.



  • MAT:  100 shares @ $21.98 --- Yield  6.92%  (SPECULATIVE)
  • GE: 100 shares @ $29.59 --- Yield  3.24%

Total capital invested is $5170.69 and the combined yield is 4.80%. These purchases will add $248.00 to my yearly dividends.

I took a risk with my TIS purchase earlier and am using the same line of thinking with MAT. THis is a deep value play and hopefully it pans out. Regardless of future price movements this will be my last MAT purchase until I see some concrete evidence of a turnaround.

GE on the other hand is a position that I will keep building.

Forward dividends are $8775.00

DEFY MEDIOCRITY




UL recently announced that it will increase its quarterly dividend from $.3201 euros to $.3585 euros. This represents a 12.00% increase and the new yield is around 3%. I really don't know how the currency conversions will affect my dividend, but anything above a 10% increase will be fantastic.

The ex-dividend date is May 3rd and the pay date is June 7th.

Since I currently own 100.69 shares, my yearly dividends will increase by approximately $15.36.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43
OHI:  1.61% --- $6.46  (2nd Raise)
SO:  3.57% --- $7.41
UL:  12% --- 15.36

Total yearly dividend increase is $104.55

DEFY MEDIOCRITY

Wednesday, April 19, 2017

Recent Buy --- RDS-b


It's been a while since I've added to this position.





  • RDS-b:  40 shares @ $53.85 --- Yield  6.98%

Total capital invested is $2160.87 and will add $150.40 to my yearly dividends.

This purchase boosts my energy position to 10% of my total portfolio weight.

My goal is to continue building existing positions, but if GWW drops down into the $170s it will be very tempting to initiate a position. I also am watching IBM as the yield is climbing up to 3.5% and a dividend raise is coming soon, which may boost it closer to 4%.

Forward dividends are $8500.00

DEFY MEDIOCRITY

Tuesday, April 18, 2017

Recent Buy --- JNJ


I took advantage of some weakness in JNJ today and doubled my position.




  • JNJ:  27 shares @ $121.21 --- Yield  2.64%

Total capital invested is $3279.59 and will add $86.40 to my yearly dividends. 

While not super cheap, the upcoming dividend increase should make the future yield around 2.85-2.9% which is solid for a company like JNJ.

Also on my radar is GWW, which has fallen about $26.00 today and $60.00 over the last 2 months.

Forward dividends are around $8350.00.

DEFY MEDIOCRITY

Monday, April 17, 2017

SO raises dividend 3.57% --- New yield is 4.66%




Today SO announced that it will increase its quarterly dividend from $.56 to $.58. This represents a 3.57% increase and the new yield is 4.66%. This is a pretty impressive raise from a high yielding utility. SO is definitely back on my radar screen after this!!

The ex-dividend date is May 11th and the pay date is June 6th.

Since I currently own 92.64 shares, my yearly dividends will increase by $7.41.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43
OHI:  1.61% --- $6.46  (2nd Raise)
SO:  3.57% --- $7.41

Total yearly dividend increase is $89.19

DEFY MEDIOCRITY

Saturday, April 15, 2017

OHI raises dividend 1.61% --- New yield is 7.40%


Omega Healthcare Investors declared a quarterly dividend of $0.63 per share, or $2.52 annualized. This is a 1.64% increase from the prior dividend of $0.62.
The ex-dividend date is April 27th and the pay date is May 15th.

Since I currently own 161.59 shares, my yearly dividends will increase by $6.46.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43
OHI:  1.61% --- $6.46  (2nd Raise)


Total yearly dividend increase is $81.78.

DEFY MEDIOCRITY

Friday, April 14, 2017

Recent Buy --- TIS


Yesterday I had a limit order filled and added 100 more shares to TIS.




  • TIS:  100 shares @ $22.75 --- Yield  6.15%

Total capital added is $2281.95 and will add $140.00 to my yearly dividends.

TIS is a SPECULATIVE purchase and has a very high payout ratio!! Over the last several years this company has bounced between the low 20s and high 30s. Typically the low 20s has been a very good entry point and we will see if that continues to be the case.

Forward dividends are $8250.00

DEFY MEDIOCRITY

Wednesday, April 12, 2017

Recent Buy --- GIS


Today I added to my GIS position.




  • GIS:  40 shares @ $57.49 --- Yield  3.34%

Total capital invested is $2306.47 and will add $76.80 to my yearly dividends.

My GIS share count is now sitting at 70. I am looking to build this up to 150 shares.

Forward dividends are $8125.00.


DEFY MEDIOCRITY

PG raises dividend 3.00% --- New yield is 3.07%




Today PG announced that it will be raising its quarterly dividend from $.6695 to $.6896. This represents a  3.00% increase and brings the yield to 3.07% Not super exciting, but certainly better than last year's 1% increase!!

The ex-dividend date is April 19th and the pay date is May 15th.

Since I currently own  30.23 shares, my yearly dividends will increase by $2.43.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43


Total yearly dividend increase is $75.32.

DEFY MEDIOCRITY

Tuesday, April 11, 2017

Recent Buy --- BBL


It's been a while since I owned this one.





  • BBL:  100 shares @ $32.87 --- Yield  4.87%

Total capital invested is $3293.75 and will add $160.00 to my yearly dividends.

The dividend has been a yo-yo in recent years being as high as $2.48 to as low as $.56. Currently the yearly dividend sits at $1.60. I'll double the position if it falls into the $20s and live with the dividend uncertainty.

Forward dividends are around $8050.00.

DEFY MEDIOCRITY


Saturday, April 8, 2017

March 2017 Income & Expenses


The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.

Day job (take home pay) --- $10348.73
Dividends/Interest ---  $967.30

Total net income --- $11316.03

Expenses --- $4693.00 (Taken from Mint)

Savings  $6623.03 --- Rate  58.52%

Another really good month of savings is in the books! Day job income is up, dividend income is up, and expenses remains subdued for the second month in a row. There is nothing to complain about here.

While it is important to keep expenses low, you don't get rich by clipping coupons!! I wholeheartedly believe that you have to go on offense to create wealth. I simply am always on the lookout for ways to increase business and income. This includes investing in yourself and your business!!

Like I mentioned last month, my girlfriend is new to the insurance business, but is a strong closer and is no stranger to sales. Prospecting in the digital age is something that we have deficiencies in. I just spent $3,000 on a training program to help her become a fucking insurance beast!! I believe in training and surrounding yourself with strong business minds and building networks. This is the path to success combined with hard work!! Most people won't do shit unless it's paid for by the company. That does not advance you.....PERIOD!!

So while my expenses my be FUBARed for April, I view training as an investment in our future. The same way I view working evenings and weekends.

By any means necessary!

Tuesday, April 4, 2017

March 2017 Dividend Report


Here are the dividends I received in March.




  • PFE --- $122.58
  • HCP --- $114.37
  • XOM --- $108.74
  • RDS-b --- $65.80
  • WFC --- $65.45
  • GM --- $62.66
  • VFC --- $60.90
  • SO --- $51.31
  • TGT --- $48.40
  • TROW --- $43.16
  • MAT --- $38.00
  • UL --- $33.89
  • MSFT --- $32.38
  • GILD --- $27.29
  • QCOM --- $23.85
  • JNJ --- $21.60
  • NEA --- $16.40
  • MET --- $16.00
  • EMR --- $14.52

Total income received in my taxable account is $967.30.

Finally a real breakout month! I would have passed $1000, but my BP dividend didn't show up in my Sharebuilder account until yesterday. No worries though, it was still a fantastic month!

April is already off to a rocking start with $340.00 dividends in the coffee jar. Last April was a goose egg for me so the results are already being felt!  I'm going to continue chasing cash flows instead of lifestyles!

YOU CAN'T REACH THE TOP AIMING FOR THE MIDDLE

Monday, April 3, 2017

Q2 Begins BEASTMODE TIME--- QCOM, CSCO, & GIS


Today I added to QCOM, CSCO, and initiated a position in GIS.





  • QCOM:  28 shares @ $56.42 --- Yield  4.04%
  • CSCO:  50 shares @ $33.57 --- Yield  3.46%
  • GIS:  30 shares @ $58.75 --- Yield  3.27%

Total capital invested is $5041.39 and the combined yield is 3.56%. These purchase will add $179.44 to my yearly dividends.

Between DRIPs and raises last month, this purchase puts me just under $7900 in forward dividends.

I mentioned in my last post that I want to reach $8500 by May 1st! I will!


YOU CAN'T REACH THE TOP AIMING FOR THE MIDDLE

Friday, March 31, 2017

Lending Club Update




This is my first Lending Club update this year and will probably only make the updates quarterly.

At the end of December, I was sitting just under $10,000 in loans and have not made any additional contributions since. As you can see, my balance has climbed to $10,137 during the first quarter of 2017. I am reinvesting all interest payments and if I realize similar returns throughout the year, my ending loan balance will be around $10,500.

This return is lower than I had anticipated, but about what you would expect from a utility stock. Also 5.57% is much better than bank interest for sure. NO FDIC however!!

I've been a little quiet on the dividend investing front and will be making bigger moves in April now that my taxes are done. I'm looking to be around $8500 in forward dividends by May 1!!

Monday, March 13, 2017

February 2017 Income & Expenses


The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.

Day job (take home pay) --- $9633.76
Dividends/Interest ---  $170.01

Total net income --- $9803.77

Expenses --- $3994 (Taken from Mint)

Savings  $ --- Rate  59.26%

THAT is more like it!!! I went from a -59% savings rate in January to a 59% in February!!

How did I do that?? I spent less...

In all seriousness, I took a piece of paper and wrote the number $4,000 on the top and then numbers 1-28 below. Each day I listed each and every single expense throughout the month and told my girlfriend that when the total reaches $4,000 be prepared to eat whatever is in the pantry.....This is NO FUCKING joke.

I'm not going to say things went super smoothly, but I noticed when pizza was desired we found take out specials for $6.99 not high dollar gourmet shit totalling $50. The crock pot was dusted off and used exhaustively. When we hit the pub, we to Molly's and took advantage of Big Beer Thursdays. $3 for a big ass mug of draft beer. That was a bitch on my end cause I love bottled beer! Like I said, this was a sacrifice for all parties involved including me!!

March is starting off a little rocky as we have a birthday party seemingly every Saturday and Sunday this month! No problem. We are going to regroup and tighten things up at the halfway mark!!

Also my girl's insurance career is starting to take off so I'm really excited about that for her. Empire building is in progress!!

By any means necessary!

Friday, March 10, 2017

Recent Buy --- OHI


Today I doubled my OHI position.




  • OHI:  80 shares @ $31.20 --- Yield  7.95%

Total capital invested is $2502.94 and will add $198.40 to my yearly dividends. So far this year I have done a pretty good job of adding to positions I already own. I am going to try and continue this strategy, but I would like to add a food company as well. GIS has been looking better recently and I would consider jumping back into FLO as well. In the mean time, I have plenty of choices within my portfolio to add to.

Other companies that I am considering this month include QCOM, XOM, KO, and GILD.

Forward dividends are around $7650.00.

Tuesday, March 7, 2017

QCOM raises dividend 7.55% --- New yield is 4.02%




Today QCOM announced that it will be raising its quarterly dividend from $.53 to $.57. This represents a 7.55% increase and brings the yield above 4%

QCOM is already scheduled to pay a $.53 dividend later this month, so I assume the new dividend payout will begin in June.

Since I currently own 45 shares, my yearly dividends will increase by $7.20.


2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64% --- $10.49
  • CSCO:  11.54% --- $13.92
  • TROW:  5.56% --- $9.09
  • KO:  5.71% --- $20.96
  • QCOM:  7.5% --- $7.20


Total yearly dividend increase is $72.89.


Saturday, March 4, 2017

February 2017 Recap





Here are the dividends I received during February.

  • OHI --- $49.60
  • VZ --- $29.52
  • ABT --- $26.83
  • PG --- $20.09
  • NEA --- $16.32
  • AAPL --- $14.40
  • BMY --- $13.65


Total dividends received in my taxable account are $170.01.

New capital invested last month was $12544.33 and this increased my yearly dividends by $513.70.

I'm really pleased with February's outcome mainly because during last February and May I received $0 dividends. Also despite HCP paying in March, my February dividends are only $4 less than November 2016.

I continued my seed planting activities and am well on my way to achieving $10k in forward dividends by year end.


Wednesday, March 1, 2017

DOW 21,000 --- TGT Purchase





Wow the market is on FIRE today up 300 points and TGT is still falling....


  • TGT:  40 shares @ $57.68 --- Yield  4.16%

Total capital invested is $2314.07 and will add $96.00 to my yearly dividends.

It's been 3 weeks since I have made a purchase and have really been scratching my head trying to find something to buy... PM @ $110, AAPL @ $140, BA @ $184, JPM @ $93, or maybe the prison REIT GEO @ $49 (I believe this has tripled from $16 during the last few months lmao).  Crazy shit!

No...fortunately Target is bumbling and stumbling it's way back down the mountain and now yields a ridiculous 4%. Amazon and Walmart are punishing this company right now, but TGT usually adapts and overcomes its trials. We'll see.

My share count now exceeds 120 and I'll probably hold off adding more unless God forbid it falls into the 40s and start yielding 5% :-)

Forward dividends are around $7400.00




Monday, February 20, 2017

January 2017 Income & Expenses




The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.

Day job (take home pay) --- $9633.76
Dividends/Interest ---  $249.57

Total net income --- $9883.33

Expenses --- $15773 (Taken from Mint)

Savings  ($5890) --- Rate  (59.60%)

Well that really sucks. I honestly can't remember having a negative savings rate in the last 10 years or so. Oh wait......how could I forget the divorce at the end of 2015!!! HUGE negative.

Here is what happened in January.

1. I had to replace my 19 year old roof and paid for it out of pocket.
2. I renewed both my home owners and auto insurance. (1 year coverage)
3. My knee surgery bills are still coming in like clockwork.
4. Spent too much money while on a cruise!

I know some people might say that the insurance and the roof could be expensed over time, but I like the cash accounting method better. I simply take what goes in and subtract what comes out. Nice and simple.

Right now I'm sitting at about $3500 in expenses for February. I am in RED ALERT mode after last month!! The good news is that thanks to the market, my net worth is quite a bit higher than it was at the end of 2016.


Thursday, February 16, 2017

KO raises dividend 5.71% --- New yield is 3.59%




Well it looks like I get another pay raise today. KO raised its dividend up from $.35 to $.37 today. This represents a 5.71 % increase! While not a high as some previous years, this is a solid raise nonetheless.

The ex-dividend date is 3/13 and the pay date is 4/3.

Since I currently own 262.02 shares, my yearly dividends will increase by $20.96!

2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64% --- $10.49
  • CSCO:  11.54% --- $13.92
  • TROW:  5.56% --- $9.09
  • KO:  5.71% --- $20.96

Total yearly dividend increase is $65.69


TROW raises dividend 5.56% --- New Yield is 3.2%





Earlier today TROW announced a $.57 quarterly dividend up from $.54. This represents a 5.56% which is well above inflation and is certainly welcomed news.

The ex-dividend date is 3/14 and and the pay date is 3/30.

Since I currently own 75.72 shares, my yearly income will increase by $9.09.

2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64% --- $10.49
  • CSCO:  11.54% --- $13.92
  • TROW:  5.56% --- $9.09

Total yearly dividend increase is $44.73.



Wednesday, February 15, 2017

CSCO raises dividend 11.54% --- New yield is 3.53%




Cisco declared a quarterly dividend of $.29 per share up from $.26 per share. This represents an 11.54% increase which is really solid!! 

The ex-dividend date is April 4th and the pay date is April 26th.

Since I currently own 115.98 shares, my yearly dividends will increase by $13.92.


2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64% --- $10.49
  • CSCO:  11.54% --- $13.92

Total yearly dividend increase is $35.64. 

Friday, February 10, 2017

Recent Buys --- KO & GE


Today I added to my KO position and initiated a GE position..







  • KO:  50 shares @ $40.70 --- Yield  3.44%
  • GE:  100 shares @ $29.69 --- Yield  3.23%

Total capital invested is $5017.45 and this purchase will add $166.00 to my yearly dividends.

I now have over 260 shares of Coke. One of my goals this year is to reach 400 shares which based on the current dividend would pay me $560 each year. I'm slowly getting there! GE makes a nice complement to my EMR shares which have really spiked recently. 

Forward dividends are around $7250.00. $8k I'm coming after YOU!!


Wednesday, February 8, 2017

GILD raises dividend 10.64% --- New yield is 3.17%




GILD recently announced a 10.64% dividend increase. The new dividend amount will be $.52 per quarter up from $.47 per quarter. When you combine a 10% raise with a 10% decrease in share price, you get an incredibly high yield of 3.17%. That is exciting stuff!!

The ex-dividend date is 3/14/2017 and the pay date is 3/30/2017. I will definitely be a buyer of more shares in the near future.

Since I own 52.45 shares, my yearly dividends will increase by $10.49.


2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64 --- $10.49

Total yearly dividend increase --- $21.72

Tuesday, February 7, 2017

Recent Buy --- BP & XOM


Today I added to my BP & XOM positions.




  • BP:  50 shares @ $34.19 --- Yield  6.96%
  • XOM:  20 shares @ $82.55 --- Yield  3.63%

Total capital invested is $3374.30 and will increase my yearly dividends by $179.00.

My energy position recently dropped to 9% of total portfolio weight, so it doesn't hurt to add a few shares of these energy behemoths right now.  If oil makes it's way back to $60, these will be a good buys.  However, if oil drops back below $50 then look out below!

Forward dividends are around $7080.

Saturday, February 4, 2017

January 2017 Recap





Here are the dividends I received during January.

  • PM --- $52.00
  • M --- $38.13
  • CSCO --- $29.90
  • DIS --- $27.30
  • MDT --- $25.80
  • MO --- $21.35
  • TUP --- $20.61
  • KMB --- $18.40
  • VIAB --- $16.08


Total dividends received in my taxable account are $249.57.

New capital invested last month was $17772.93 and this increased my yearly dividends by $725.

While this isn't life changing money, I know from experience that monthly seed planting will produce fruit over time. Plant, cultivate, and harvest is the name of the game.

Having seen some pretty massive cost restructuring at my company this month provides the motivation to continue hustling hard to build my passive income pipeline. Cost cutting can be unexpected, swift, and merciless. As a business owner (via stocks)  I welcome these types of moves as it provides longevity for the company as well as protecting future dividend payments.

On a day to day level personal level I see the devastation that results from people who have their hours cut or positions eliminated. At the end of the day business have alway been and will always be Darwinian in nature.

Anyway I'm looking forward to a great February and will continue grinding towards $10,000 in forward dividends.

Friday, February 3, 2017

Recent Buy --- VFC


Today I added to my VFC position.




  • VFC:  35 shares @ $49.61 --- Yield  3.39%

Total capital invested is $1743.23 and will add $53.20 to my yearly dividends. This increases my share count to 145. This will probably be my last addition for a while. 

Forward dividends are $6900.00. $7k is ohhhhh so close!

Thursday, February 2, 2017

Recent Buy --- VZ


Today I doubled my VZ position.





  • VZ:  50 shares @ $48.05 --- Yield  4.81%

Total capital invested is $2409.35 and will add $115.50 to my yearly dividends. 

VZ is down about 10% this year and now yields more than T. That doesn't happen very often if ever. Eventually I would like to add T as a complement to VZ. Telecoms, while not very flashy can really juice up the dividend income stream.

Forward dividends are around $6850.00.

Thursday, January 26, 2017

Not cheap...but cheaper --- MAT & QCOM


Today I initiated a position in MAT and QCOM.





    • MAT:  100 shares @ $26.69 --- Yield  5.70%
    • QCOM:  45 shares @ $ 53.59 --- Yield  3.96%

Total capital invested is $5094.10 and the combined yield is 4.86%. These purchases will add $247.40 to my yearly dividends.

I owned shares of MAT back in 2014 and 2015 and quite frankly it is not for the faint of heart. I watched my shares bounce around between 19 and 34 during that period. This certainly could happen again. Speaking of volatile, QCOM is down around $20 over the last couple of months and traded between $40 and $70 in 2016. Great yielders, but speculative....no doubt about it.


Forward dividends are around $6725.

Tuesday, January 24, 2017

Recent Buy --- BMY


Today I added to my BMY position.




  • BMY: 40 shares @ $48.98 --- Yield 3.18%

Total capital invested is $1966.15 and will add $62.4 to my yearly dividends.

I just got back from a vacation on a cruise ship and noticed BMY has dropped quite a bit over the past week. Since it is one of my smallest positions, I decided to add a few shares.

Other stocks on my radar include JNJ, VZ, XOM, and TGT. I may lighten up on TIS as well since it is approaching $30. 

Forward dividends are around $6475.00.




KMB raises dividend 5.43% --- New yield is 3.21%





Today KMB declared a quarterly dividend of $0.97 per share, or $3.88 annualized. This is a 5.43% increase from the prior dividend of $0.92.
The dividend will be payable on April 4, 2017, to stockholders of record on March 10, 2017, with an ex-dividend date of March 8, 2017.
Since I currently own 40.16 shares my yearly dividends will increase by $8.03. This is the second increase for this year from my portfolio.

2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03

Total yearly dividend increase --- $11.23

Wednesday, January 18, 2017

Recent Buy --- TGT


Today I doubled my TGT position.





  • TGT: 40 shares @ $67.28 --- Yield  3.57%

Total capital invested is $2698.07 and will add $96.00 to my yearly dividends. These share have been under insane pressure recently having plummeted $10 over the last month.

I like the yield, dividend growth, and long term prospects. Amazon can't put everyone out of business....can they?

In other news, I closed out an XOM covered call that netted me around $120 and am currently trying to close 3 PFE covered calls that expire tomorrow. The strike price is $32 and the shares are hovering around $32.05 and are not cooperating with me today. I have a $.21 limit order to buy the calls against a $1.29 premium so I should net around $320 went the transaction occurs. This call should be closed when PFE falls back down to $32.

I am not dumping the shares over a few pennies if push comes to shove, but it would be nice to earn around 85% of the premium. We'll see how it goes.

Forward dividends are now around $6400.00.


Saturday, January 14, 2017

First blog stats for 2017













A few years ago, I would occasionally post updated blog stats. Many have told me to use Google analytics to monitor all kinds of neat SEO stuff and other website analytics. I truly think Google analytics is more accurate with the monthly page view account, but in the end...meh the Blogger info is convenient enough and paints a fairly descriptive picture of what is happening.

To be perfectly honest, Even if I had the patience to go through the process, it is HIGHLY unlikely that I would implement any strategies to drive more traffic to the site. I am a gen Xer who really doesn't give a shit about all that sort of stuff. I'm using the site as a virtual financial diary.

I simply like to record my buys and sells and track the results. My tools are the most basic Blogger platforms that I set up 3 years ago and could not set up this blog again now without about 10 hours of grueling, hair pulling frustration. The idea of setting up my dividend spreadsheet which pulls info from Google sheets gives me a headache. Typing links and code and right sizing the charts and then syncing them to the blog really was a pain in the ass!!

I simply like to use my camera phone to photograph the stock purchases and then write a brief summary of my thoughts. It doesn't get more simple than that! Oh yeah, I simply attach the photos because some goofball sent me an email a few years back and insinuated that I was not really investing this much money each month and that my dividends were fictitious.

Since I started posting the photos of the buys and dividends received, I have never heard another peep. I know I shouldn't do all this extra work with the cameras because one little doggie was barking. No biggie, I kind of like seeing the actual transactions on the blog.

Now if you look at the 1st chart above, you can see that for the first year and a half or so, I had steady increases each month and peaked around 28,000 views. Around August 2015 I was essentially dormant for 5 months as my wife and I went through a divorce.

In January 2016 I started buying and selling again, but was still in hibernation until the middle of the year. This is when the blog activity started to accelerate from a low point of around 10,000 monthly page views.  In December 2016 I actually surpassed 30,000 page views for the first time. Again, the actually count after subtracting various noise is probably several thousand views less.


Who sends me the traffic??

Chart #2 says Google, Dividend MantraPassive Income PursuitCaptain Dividend, and one bad ass dividend building dividend machine named Accumulating Assets are sending me the most traffic each month. There are also some other weird looking websites in that list that I don't really understand.

Dividend Mantra used to send the most traffic, but the site has gone to hell and I can't even leave a comment without joining something. Fucking strange!

Anyway thanks everyone for your continued support and referrals.


Charts #3 and #4 show me which posts received the most traffic and what what my daily, monthly, and all time stats look like.

Damn!!! I still can't believe I hit $14,500 in forward passive income way back in 2014!! I've got some serious work to do....

I'll post more blog updates every couple of months or so going forward.

Friday, January 13, 2017

OHI raises dividend 1.64% --- New yield is 7.66%


Omega Healthcare Investors declared a quarterly dividend of $0.62 per share, or $2.48 annualized. This is a 1.64% increase from the prior dividend of $0.61.
The dividend will be payable on February 15, 2017, to stockholders of record on January 31, 2017, with an ex-dividend date of January 27, 2017.

Since I currently own 80 shares, my yearly dividends will increase by $3.20.

Back in 2014 & 2015 I posted every time a company I owned increased their dividends. I'm going to document dividend raises again this year.

Other companies I own that hopefully will provide increases this month include GM, TUP, and perhaps HCP.


2017 Dividend Increases
  • OHI:  1.64% --- $3.20


Wednesday, January 11, 2017

Recent Buy --- ABBV


Today I initiated a new position in ABBV.





  • ABBV:  40 shares @ $60.82 --- Yield  4.21%

Total capital invested is $2439.59 and will add $102.40 to my yearly dividends. I really didn't have any plans to buy anything for a few days, but then President Trump came to the rescue. Bargains are bargains, regardless of the catalyst. Lots of opportunities are opening up across the drug companies.

In other news my 3 Jan 20 $32 PFE covereds calls are looking a lot better today. The premium is $1.3 and I can capture about $.50 right now, but will hold on a bit longer to see what happens in the next few days.

Forward dividends are around $6300. 


Tuesday, January 10, 2017

Recent Buy --- PG


Today I started a position in P&G.





  • PG: 30 shares @ $83.67 --- Yield  3.20%

Total capital invested is $2516.99 and will add $80.40 to my yearly dividends. 

Yesterday both Procter and Coke were downgraded to sell by Goldman Sachs with target prices of 77 and 39 (target yields of around 3.5%). Both are due for dividend raises soon. I'll definitely use the opportunity to add to both positions if they display further weakness. 

Also GIS is closing in on $60 so I am certainly looking to initiate a position soon. 

Forward dividends are around $6200.00



Monday, January 9, 2017

December 2016 Income & Expenses





The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.

Day job (take home pay) --- $12079.84
Dividends/Interest ---  $757.09

Total net income --- $12836.93

Expenses --- $8338 (Taken from Mint)

Savings  $4498 --- Rate  35.05%


Well another month is in the books and December proved to be equally difficult from a business and expense standpoint. I did grind it out though!!

I have almost thrown in the towel with the runaway expenses. Knee surgery bills, physical therapy bills, and oh yeah.....Christmas stuff!!

Anyway I feel fortunate to make it through this year as the economy in Houston has been damn tough. But like my boss has told me over the years "live in hope and die in despair"

The economy will only get bet better as I get better.!!

I'm looking forward to a great 2017 and will work damn hard to make it happen. I have a neighbor who owned a business that he sold approximately one year ago. He is still relatively young (early 50s). Almost every morning as I drive to work, he can be found in his yard working on some sort of project. He takes care of his own yard, builds tree houses, fiddles around with old cars, etc.

He looks very happy and most definitely relaxed. I will be that guy in a few short years!