Thursday, February 7, 2019

January 2019 Passive Income




Here is the passive income I received from both taxable and retirement accounts.


Taxable Account

  • Amegy CD --- $340.89
  • TUP --- $136.00
  • PM --- $102.00
  • MO --- $88.00
  • CAH --- $47.63
  • KMB --- $20.00
  • GE --- $1.01

Retirement Account

  • VBMFX --- $237.14

Total January 2019 passive income is $973.27


Pretty decent way to start off the year. I should be pretty close to $1000 in February as well.

The weather has been in the upper 70s this week in Houston so I decided to start working on my raised vegetable garden. Lettuce, onions, bell peppers, broccoli, cabbage, a few other various veggies, and even a watermelon!

DEFY MEDIOCRITY




Friday, February 1, 2019

January 2019 Net Worth


All figures except my Jeep value are generated from Mint.com. 

After experiencing a brutal 9.2% S&P decline in December, the markets bounced back big time climbing 7.9% in January! This is the best January since 1987!!

The market definitely helped my portfolio in a major way. My net worth gained just under $23,000. When you are retired and have no traditional employment income it's nice to see these types of months. 

While I had my lowest spend month in December, my property taxes and yearly auto insurance were due in January making it my most expensive month since I retired. Also January is the first month since August that I didn't receive some sort or credit card rebate. I have been averaging about $400 a month since September.  I could receive about $1,000 in rebates in February depending on payouts.

I lowered my Jeep value $2,000 from 21,500 to $19,500. I'll probably drop it down to $17,500 around the middle of the year. My home dropped about $1500 as well.

After goofing off during my first six months of retirement, I've been more focused on building up my dividend portfolio, CD income, and credit card churning. I came real close to receiving $1,000 in passive income from taxable and retirement accounts in January. I don't consider credit card bonus points income. I account for them as expense reduction. It really doesn't matter, net worth is net worth. 

Anyway, here are January's numbers.


Assets

Checking --- $1944
Savings/Investments --- $359,979
Lending Club --- $2,182
HSA --- $2,644
IRA --- $9,719
401K --- $354,134
2014 Jeep Wrangler --- $19,500
House --- $142,466

Liabilities

$4954

Net Worth

$887,560


YTD Totals

2019

Jan 2019 --- $887,560



2018

Jan 2018 --- $917,116
Feb 2018 --- $910,667

Mar 2018 --- $909,746
Apr 2018 --- $903,416

May 2018 --- $889,032
Jun 2018 --- $893,278

Jul 2018 --- $892,002
Aug 2018 --- $896,619

Sep 2018 --- $899,763
Oct 2018 --- $876,927

Nov 2018 --- $891,402
Dec 2018 --- $864,613


2017

May 2017 --- $835,009
July 2017 --- $851,904 


Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266



There is no down time when building a path that doesn't lead back to ZERO