Thursday, November 29, 2018
All figures except my Jeep value are generated from Mint.com.
After a really shaky October, the markets (stock and housing) have bounced back by almost $16,000. It actually feels good going through these ebbs and flows without having the safety net of a day job. Ironically it bothers me less now than when I was working all the time.
My home is now at the highest book value ever. I have no plans on selling it, but it still feels good to see the value steadily increase. I think the low value this year was in the $125k and it currently is around $139k.
The stock market now is about break-even on the year. My credit card debt is at the highest level in 15 years. I continue to pay the balances in full each month. I decided to open a Chase Sapphire account, an Amegy Amazing Card, and a Capital One Savor card.
I have already received 53k in points from Chase. I just received the spend requirement for the Amegy card and that means $150 in credit card rewards. That doesn't seem like much, but I also opened a $50 checking account and a $1000 money market account with Amegy. These each will pay me $200 after 90 days. This means I will receive $550 total from Amegy.
Finally I just received my Cap One Savor Card and will receive $500 once I spend $3k in 90 days.
Fortunately between October and December my property tax, yearly auto insurance, & homeowner's insurance are all due. Combine that with my recent California trip and I easily can meet the spend requirements without manufacturing any spending. So I will receive over $1500 for expenses that would have occurred anyway.
I'm looking for to future credit card churning opportunities!!
Checking --- $4,177
Savings/Investments --- $362,502
Lending Club --- $2908
HSA --- $2,644
IRA --- $9,666
401K --- $353,054
2014 Jeep Wrangler --- $21,500
House --- $139,429
Jan 2018 --- $917,116
Feb 2018 --- $910,667
Mar 2018 --- $909,746
Apr 2018 --- $903,416
May 2018 --- $889,032
Jun 2018 --- $893,278
Jul 2018 --- $892,002
Aug 2018 --- $896,619
Sep 2018 --- $899,763
Oct 2018 --- $876,927
Nov 2018 --- $891,402
May 2017 --- $835,009
July 2017 --- $851,904
Aug 2017 --- $860,072
Sept 2017 --- $869,374
Oct 2017 --- $887,033
Nov 2017 --- $897,145
Dec 2017 --- $914,266
There is no down time when building a path that doesn't lead back to ZERO
Tuesday, November 20, 2018
Today I added to my MO position.
- MO: 40 shares @ $55.77 --- Yield 5.74%
Total capital invested is $2230.80 and this purchase will increase my yearly dividends by $128.00.
This brings my MO share count to 110.
I will be watching T, XOM, KMI, and TGT is starting to become interesting as well.
Saturday, November 10, 2018
Here are the dividends that I received from last month.
TUP --- $136.00
PM --- $102.60
MO --- $56.00
KMB --- $20.00
GE --- $12.12
Total dividend income received last month is $326.72.
Starting in January my GE dividends will be about a nickle per year.
This is the first photo I have posted in some time. I am really liking the new etrade account. It seems to be much more sophisticated than Capital One. I like the estimated income feature in particular.