Monday, March 13, 2017
February 2017 Income & Expenses
The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.
Day job (take home pay) --- $9633.76
Dividends/Interest --- $170.01
Total net income --- $9803.77
Expenses --- $3994 (Taken from Mint)
Savings $ --- Rate 59.26%
THAT is more like it!!! I went from a -59% savings rate in January to a 59% in February!!
How did I do that?? I spent less...
In all seriousness, I took a piece of paper and wrote the number $4,000 on the top and then numbers 1-28 below. Each day I listed each and every single expense throughout the month and told my girlfriend that when the total reaches $4,000 be prepared to eat whatever is in the pantry.....This is NO FUCKING joke.
I'm not going to say things went super smoothly, but I noticed when pizza was desired we found take out specials for $6.99 not high dollar gourmet shit totalling $50. The crock pot was dusted off and used exhaustively. When we hit the pub, we to Molly's and took advantage of Big Beer Thursdays. $3 for a big ass mug of draft beer. That was a bitch on my end cause I love bottled beer! Like I said, this was a sacrifice for all parties involved including me!!
March is starting off a little rocky as we have a birthday party seemingly every Saturday and Sunday this month! No problem. We are going to regroup and tighten things up at the halfway mark!!
Also my girl's insurance career is starting to take off so I'm really excited about that for her. Empire building is in progress!!
By any means necessary!