Friday, February 1, 2019

January 2019 Net Worth


All figures except my Jeep value are generated from Mint.com. 

After experiencing a brutal 9.2% S&P decline in December, the markets bounced back big time climbing 7.9% in January! This is the best January since 1987!!

The market definitely helped my portfolio in a major way. My net worth gained just under $23,000. When you are retired and have no traditional employment income it's nice to see these types of months. 

While I had my lowest spend month in December, my property taxes and yearly auto insurance were due in January making it my most expensive month since I retired. Also January is the first month since August that I didn't receive some sort or credit card rebate. I have been averaging about $400 a month since September.  I could receive about $1,000 in rebates in February depending on payouts.

I lowered my Jeep value $2,000 from 21,500 to $19,500. I'll probably drop it down to $17,500 around the middle of the year. My home dropped about $1500 as well.

After goofing off during my first six months of retirement, I've been more focused on building up my dividend portfolio, CD income, and credit card churning. I came real close to receiving $1,000 in passive income from taxable and retirement accounts in January. I don't consider credit card bonus points income. I account for them as expense reduction. It really doesn't matter, net worth is net worth. 

Anyway, here are January's numbers.


Assets

Checking --- $1944
Savings/Investments --- $359,979
Lending Club --- $2,182
HSA --- $2,644
IRA --- $9,719
401K --- $354,134
2014 Jeep Wrangler --- $19,500
House --- $142,466

Liabilities

$4954

Net Worth

$887,560


YTD Totals

2019

Jan 2019 --- $887,560



2018

Jan 2018 --- $917,116
Feb 2018 --- $910,667

Mar 2018 --- $909,746
Apr 2018 --- $903,416

May 2018 --- $889,032
Jun 2018 --- $893,278

Jul 2018 --- $892,002
Aug 2018 --- $896,619

Sep 2018 --- $899,763
Oct 2018 --- $876,927

Nov 2018 --- $891,402
Dec 2018 --- $864,613


2017

May 2017 --- $835,009
July 2017 --- $851,904 


Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266



There is no down time when building a path that doesn't lead back to ZERO

2 comments:

  1. Fantastic. That's a very nice rebound. Losing near 10% in the first place is not a nice feeling.

    ReplyDelete
    Replies
    1. BHL,

      January has literally be a complete reversal from December. For the last several years buying during corrections has paid off!

      MDP

      Delete