Monday, February 3, 2020

January 2020 Net Worth


All figures except my Jeep value are generated from Mint.com.

Well damn...The month of January was rocking along with the markets hitting new highs and then BAM!!! The last day of the month saw a 600 point drop in the DJIA and all of a sudden the market was flat for the month. I was really hoping to hit another new record high in my net worth.

Oh well, there is always next month.

My portfolio basically was flat with a small 3k decline due to writing down my Jeep and accounting for regular living expenses.

Oddly my 401k balance was actually 2k. Maybe the S&P registered a slight gain along with a gain in my bond component (65/35 S&P/bonds). 

I'm closing in my 2 Year FIRE Anniversary and it feels good seeing a gain in net worth. It shouldn't be surprising, but short term volatility can bounce things around for sure.

It's pretty wildly known that the markets typically gain 9%/year and that's what I'm counting on to maintain a slow growing net worth. However my first two years were -7% and +31%. It all works out over time, but it does get rocky sometimes. I'm sure the election year will be calm 😁

I hope everyone else had a great January!!

Here is my net worth summary from December/2019 ending totals.

Assets

Checking --- $93,660
Savings/Investments --- $387,516
Lending Club --- $263
HSA --- $2,015
IRA --- $10,963
401K --- $413,815
2014 Jeep Wrangler --- $18,100


Liabilities

$3152

Net Worth

$923,180


YTD Totals

2020

***Jan 1, 2020 --- $926,699***

Jan 31, 2020 --- $923,180
Feb 29, 2020 ---

Mar 31, 2020 ---
Apr 30, 2020 ---

May 31, 2020 ---
June 30, 2020 ---

July 31, 2020 ---
Aug 31, 2020 ---

Sep 30, 2020 ---
Oct 31, 2020 ---

Nov 30, 2020 ---
Dec 31, 2020 ---

2019      

 ***Jan 1,2019 --- $864,816***

Jan 31, 2019 --- $887,560
Feb 28. 2019 --- $895,998

Mar 31, 2019 --- $899,902
Apr 30, 2019 --- $904,190

May 31, 2019 --- $880,455
June 30, 2019 --- $894,816

July 31, 2019 --- 898,515
Aug 31, 2019 --- $894,960

Sept 30, 2019 --- $900,639
Oct 31, 2019 --- $904,935

Nov 30 2019 --- $915,534
Dec 31, 2019 --- $926,699


2018

Jan 2018 --- $917,116
Feb 2018 --- $910,667

Mar 2018 --- $909,746
Apr 2018 --- $903,416

May 2018 --- $889,032
Jun 2018 --- $893,278

Jul 2018 --- $892,002
Aug 2018 --- $896,619

Sep 2018 --- $899,763
Oct 2018 --- $876,927

Nov 2018 --- $891,402
Dec 2018 --- $864,613


2017

May 2017 --- $835,009
July 2017 --- $851,904 

Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266


There is no down time when building a path that doesn't lead back to ZERO

1 comment:

  1. MDP -

    Nice, staying above $900k. Keep your investments going, all will be well, as you know.

    -Lanny

    ReplyDelete