April 2017 Dividend Summary

• BP --- $99.65
• KO --- $96.95
• M --- $56.28
• PM --- $52.59
• CSCO --- $48.13
• TIS --- $47.54
• TUP --- $41.27
• KMB --- $38.96
• DEO --- $34.52
• MDT --- $25.95
• GE --- $24.00
• MO --- $21.54
• NEA --- $16.48
• VIAB --- $16.18
• NKE --- $7.20

Total income received in my taxable account is $627.24.

The second quarter of 2017 started out with a a bang thanks to BP depositing its dividend in April. Last April I earned a grand total of ZERO, so I am very pleased at this year's results.

I also contributed a shit load of capital throughout this month and my forward dividends are sitting at $9,000.  This puts me close to where I was at the same time in 2014. I went on a serious tear for the remainder of that year and finished with $15,000 in forward dividends. I don't see that happening again this year, but you never know.

YOU CAN'T REACH THE TOP AIMING FOR THE MIDDLE

Limit order filled --- BBL

I just found out that yesterday I had a limit order filled with BBL.

• BBL:  60 shares @ $29.99 --- Yield  5.34%

Total capital invested is $1806.35 and will add $96 to my yearly dividends. Well I bought share a few weeks back in the $32s, so I guess a few more shares under $30 isn't unreasonable.

Forward dividends with this purchase, DRIPs, and recent raises puts me at $9000.00.

DEFY MEDIOCRITY

JNJ raises dividend 5% --- New yield is 2.72%

Yesterday JNJ announced that it is increasing it's dividend from $.80 to $.84. This represents a 5% and pushes the yield up to 2.72%. Not as spectacular as previous years, but well above the rate of inflation.

The ex-dividend date is May 25th and the pay date is June 13th.

Since I currently own 54.17 shares, my yearly dividends will increase by $8.67.

2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43

OHI:  1.61% --- $6.46  (2nd Raise)

SO:  3.57% --- $7.41

UL:  12% --- $15.36

XOM:  2.67% --- $11.70

JNJ:  5.0% --- $8.67

Total yearly dividend increase is $124.92

DEFY MEDIOCRITY

XOM raises dividend 2.67% --- New yield is 3.77%

Today XOM announced that it is increasing it's dividend from $.75 to $.77. This represents a 2.67% and pushes the yield up to 3.77%. Considering oil prices remain depressed, this is pretty good news in my opinion.

The ex-dividend date is May 10th and the pay date is June 9th.

Since I currently own 146.32 shares, my yearly dividends will increase by $11.70.

2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43

OHI:  1.61% --- $6.46  (2nd Raise)

SO:  3.57% --- $7.41

UL:  12% --- $15.36

XOM:  2.67% --- $11.70

Total yearly dividend increase is $116.25

More grinding --- PG

I used the weakness today in PG to double my position.

• PG:  30 shares @ $88.22 --- Yield  3.13%

Total capital invested is $2653.49 and will add $82.75 to my yearly dividends.

I have been using the strategy of adding to companies that are weak during big up days in my portfolio recently. It has worked pretty well recently including buys of RDS-b, TIS, VZ, GILD, and now PG. It's not really scientific, but it gives me a chance to add to some underweight positions.

Forward dividends are just under $8900.00.

DEFY MEDIOCRITY

Recent Buy --- VZ

Today I added a few more share to my Verizon position.

• VZ:  50 shares @ $46.76 --- Yield  4.96%

Total capital invested is $2344.70 and will add $116 to my yearly dividends.

This is a relatively boring purchase, but VZ has been coming down in price for a while so I added a few more share at a solid yield. In fact, I believe VZ has a higher yield than T. I can't remember that happening before. Speaking of T, it will be releasing earnings after the market closes today. If weakness follows, I'll be looking to pick up 100 shares soon.

Forward dividends are around $8780.

DEFY MEDIOCRITY

Stock Sale --- TUP

Today I sold my entire TUP position.

• TUP:  61.36 shares @ $73.57 --- Yield  3.70%

Total proceeds are $4507.13 and this will reduce my yearly dividends by $166.90.

This has been a fantastic position for me and I made about $1400 in gains plus whatever dividends I received while owning the stock. Yesterday I was thinking that I might want to trim some overvalued positions and TUP at $65 seemed like a good candidate. Well when I opened my account this morning looking for opportunities to buy, I saw TUP up 12% at $73 and took that as an opportunity to sell.

I fully plan to reinvest the proceeds quickly and have no problems revisiting TUP somewhere in the $50s and in the 5% yield range.

Forward dividends are $8670.00.

DEFY MEDIOCRITY

Recent Buy --- GILD

Added a little more to an underweight position.

• GILD:  30 shares @ $65.90 --- Yield  3.16%

Total capital invested is $1983.89 and will add $62.40 to my yearly dividends. I need to continue building this positions along with ABBV and BMY. PFE is at full weight currently.

Forward dividends are $8836.00.

DEFY MEDIOCRITY

Recent Buy --- MAT & GE

Today I doubled my MAT and GE positions.

• MAT:  100 shares @ $21.98 --- Yield  6.92%  (SPECULATIVE)
• GE: 100 shares @ $29.59 --- Yield  3.24%

Total capital invested is $5170.69 and the combined yield is 4.80%. These purchases will add $248.00 to my yearly dividends.

I took a risk with my TIS purchase earlier and am using the same line of thinking with MAT. THis is a deep value play and hopefully it pans out. Regardless of future price movements this will be my last MAT purchase until I see some concrete evidence of a turnaround.

GE on the other hand is a position that I will keep building.

Forward dividends are $8775.00

DEFY MEDIOCRITY

UL raises dividend 12% --- New yield is 3%

UL recently announced that it will increase its quarterly dividend from $.3201 euros to $.3585 euros. This represents a 12.00% increase and the new yield is around 3%. I really don't know how the currency conversions will affect my dividend, but anything above a 10% increase will be fantastic.

The ex-dividend date is May 3rd and the pay date is June 7th.

Since I currently own 100.69 shares, my yearly dividends will increase by approximately $15.36.

2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43

OHI:  1.61% --- $6.46  (2nd Raise)

SO:  3.57% --- $7.41

UL:  12% --- 15.36

Total yearly dividend increase is $104.55

DEFY MEDIOCRITY

Recent Buy --- RDS-b

It's been a while since I've added to this position.

• RDS-b:  40 shares @ $53.85 --- Yield  6.98%

Total capital invested is $2160.87 and will add $150.40 to my yearly dividends.

This purchase boosts my energy position to 10% of my total portfolio weight.

My goal is to continue building existing positions, but if GWW drops down into the $170s it will be very tempting to initiate a position. I also am watching IBM as the yield is climbing up to 3.5% and a dividend raise is coming soon, which may boost it closer to 4%.

Forward dividends are $8500.00

DEFY MEDIOCRITY

Recent Buy --- JNJ

I took advantage of some weakness in JNJ today and doubled my position.

• JNJ:  27 shares @ $121.21 --- Yield  2.64%

Total capital invested is $3279.59 and will add $86.40 to my yearly dividends. 

While not super cheap, the upcoming dividend increase should make the future yield around 2.85-2.9% which is solid for a company like JNJ.

Also on my radar is GWW, which has fallen about $26.00 today and $60.00 over the last 2 months.

Forward dividends are around $8350.00.

DEFY MEDIOCRITY

SO raises dividend 3.57% --- New yield is 4.66%

Today SO announced that it will increase its quarterly dividend from $.56 to $.58. This represents a 3.57% increase and the new yield is 4.66%. This is a pretty impressive raise from a high yielding utility. SO is definitely back on my radar screen after this!!

The ex-dividend date is May 11th and the pay date is June 6th.

Since I currently own 92.64 shares, my yearly dividends will increase by $7.41.

2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43

OHI:  1.61% --- $6.46  (2nd Raise)

SO:  3.57% --- $7.41

Total yearly dividend increase is $89.19

DEFY MEDIOCRITY

OHI raises dividend 1.61% --- New yield is 7.40%

Omega Healthcare Investors declared a quarterly dividend of $0.63 per share, or $2.52 annualized. This is a 1.64% increase from the prior dividend of $0.62.

The ex-dividend date is April 27th and the pay date is May 15th.

Since I currently own 161.59 shares, my yearly dividends will increase by $6.46.

2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43

OHI:  1.61% --- $6.46  (2nd Raise)

Total yearly dividend increase is $81.78.

DEFY MEDIOCRITY

Recent Buy --- TIS

Yesterday I had a limit order filled and added 100 more shares to TIS.

• TIS:  100 shares @ $22.75 --- Yield  6.15%

Total capital added is $2281.95 and will add $140.00 to my yearly dividends.

TIS is a SPECULATIVE purchase and has a very high payout ratio!! Over the last several years this company has bounced between the low 20s and high 30s. Typically the low 20s has been a very good entry point and we will see if that continues to be the case.

Forward dividends are $8250.00

DEFY MEDIOCRITY

Recent Buy --- GIS

Today I added to my GIS position.

• GIS:  40 shares @ $57.49 --- Yield  3.34%

Total capital invested is $2306.47 and will add $76.80 to my yearly dividends.

My GIS share count is now sitting at 70. I am looking to build this up to 150 shares.

Forward dividends are $8125.00.

DEFY MEDIOCRITY

PG raises dividend 3.00% --- New yield is 3.07%

Today PG announced that it will be raising its quarterly dividend from $.6695 to $.6896. This represents a  3.00% increase and brings the yield to 3.07% Not super exciting, but certainly better than last year's 1% increase!!

The ex-dividend date is April 19th and the pay date is May 15th.

Since I currently own  30.23 shares, my yearly dividends will increase by $2.43.


2017 Dividend Raises

OHI:  1.64% --- $3.20
KMB:  5.43% --- $8.03
GILD:  10.64% --- $10.49
CSCO:  11.54% --- $13.92
TROW:  5.56% --- $9.09
KO:  5.71% --- $20.96
QCOM:  7.5% --- $7.20
PG:  3.00% --- $2.43


Total yearly dividend increase is $75.32.

DEFY MEDIOCRITY

Recent Buy --- BBL

It's been a while since I owned this one.

• BBL:  100 shares @ $32.87 --- Yield  4.87%

Total capital invested is $3293.75 and will add $160.00 to my yearly dividends.

The dividend has been a yo-yo in recent years being as high as $2.48 to as low as $.56. Currently the yearly dividend sits at $1.60. I'll double the position if it falls into the $20s and live with the dividend uncertainty.

Forward dividends are around $8050.00.

DEFY MEDIOCRITY

March 2017 Income & Expenses

The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.

Day job (take home pay) --- $10348.73
Dividends/Interest ---  $967.30

Total net income --- $11316.03

Expenses --- $4693.00 (Taken from Mint)

Savings  $6623.03 --- Rate  58.52%

Another really good month of savings is in the books! Day job income is up, dividend income is up, and expenses remains subdued for the second month in a row. There is nothing to complain about here.

While it is important to keep expenses low, you don't get rich by clipping coupons!! I wholeheartedly believe that you have to go on offense to create wealth. I simply am always on the lookout for ways to increase business and income. This includes investing in yourself and your business!!

Like I mentioned last month, my girlfriend is new to the insurance business, but is a strong closer and is no stranger to sales. Prospecting in the digital age is something that we have deficiencies in. I just spent $3,000 on a training program to help her become a fucking insurance beast!! I believe in training and surrounding yourself with strong business minds and building networks. This is the path to success combined with hard work!! Most people won't do shit unless it's paid for by the company. That does not advance you.....PERIOD!!

So while my expenses my be FUBARed for April, I view training as an investment in our future. The same way I view working evenings and weekends.

By any means necessary!

March 2017 Dividend Report

Here are the dividends I received in March.

• PFE --- $122.58
• HCP --- $114.37
• XOM --- $108.74
• RDS-b --- $65.80
• WFC --- $65.45
• GM --- $62.66
• VFC --- $60.90
• SO --- $51.31
• TGT --- $48.40
• TROW --- $43.16
• MAT --- $38.00
• UL --- $33.89
• MSFT --- $32.38
• GILD --- $27.29
• QCOM --- $23.85
• JNJ --- $21.60
• NEA --- $16.40
• MET --- $16.00
• EMR --- $14.52

Total income received in my taxable account is $967.30.

Finally a real breakout month! I would have passed $1000, but my BP dividend didn't show up in my Sharebuilder account until yesterday. No worries though, it was still a fantastic month!

April is already off to a rocking start with $340.00 dividends in the coffee jar. Last April was a goose egg for me so the results are already being felt!  I'm going to continue chasing cash flows instead of lifestyles!

YOU CAN'T REACH THE TOP AIMING FOR THE MIDDLE

Q2 Begins BEASTMODE TIME--- QCOM, CSCO, & GIS

Today I added to QCOM, CSCO, and initiated a position in GIS.

• QCOM:  28 shares @ $56.42 --- Yield  4.04%
• CSCO:  50 shares @ $33.57 --- Yield  3.46%
• GIS:  30 shares @ $58.75 --- Yield  3.27%

Total capital invested is $5041.39 and the combined yield is 3.56%. These purchase will add $179.44 to my yearly dividends.

Between DRIPs and raises last month, this purchase puts me just under $7900 in forward dividends.

I mentioned in my last post that I want to reach $8500 by May 1st! I will!


YOU CAN'T REACH THE TOP AIMING FOR THE MIDDLE