Sunday, January 5, 2020

2019 Year End Net Worth --- New Record





All figures except my Jeep value are generated from Mint.com.

Wow what a strong finish to an absolutely spectacular year!

The S&P finished 2019 with a 28% gain for the year and my portfolio was certainly impacted to the positive. Despite spending $36,000 throughout the year to cover my living expenses, my net worth still managed to power forward and pick up $62,000. This means that my investments throughout the year actually gained close to $100,000 ($98,000 actually, but close enough).

To say I am pleased with the results would be definitely be an understatement.

My portfolio throughout the year continued to move with a .3-.35 beta which is by design. I have a chunk of cash in CDs earning around 2% and also stocks. My 401k did most of the work and actually is closer to a .7 beta since the investments are 65/35 S&P/Vanguard bonds.

Bonds had a great year as well. In fact it's hard to find a negative other than my Wrangler lost some value as most cars do from year to year. I would hardly call it an asset, but it doesn't provide fun/entertaining transportation!

I can't wait to see what 2020 has in store and I hope everyone else out there had a killer 2019 and got a bit closer to your retirement goals. DEFY MEDIOCRITY

Here is my net worth summary from December/2019 ending totals.

Assets

Checking --- $81,988
Savings/Investments --- $404,882
Lending Club --- $264
HSA --- $2,015
IRA --- $11,016
401K --- $411,304
2014 Jeep Wrangler --- $18,400


Liabilities

$3170

Net Worth

$926,699


YTD Totals

2020

***Jan 1, 2020 --- $926,699***

Jan 31, 2020 ---
Feb 29, 2020 ---

Mar 31, 2020 ---
Apr 30, 2020 ---

May 31, 2020 ---
June 30, 2020 ---

July 31, 2020 ---
Aug 31, 2020 ---

Sep 30, 2020 ---
Oct 31, 2020 ---

Nov 30, 2020 ---
Dec 31, 2020 ---

2019      

 ***Jan 1,2019 --- $864,816***

Jan 31, 2019 --- $887,560
Feb 28. 2019 --- $895,998

Mar 31, 2019 --- $899,902
Apr 30, 2019 --- $904,190

May 31, 2019 --- $880,455
June 30, 2019 --- $894,816

July 31, 2019 --- 898,515
Aug 31, 2019 --- $894,960

Sept 30, 2019 --- $900,639
Oct 31, 2019 --- $904,935

Nov 30 2019 --- $915,534
Dec 31, 2019 --- $926,699


2018

Jan 2018 --- $917,116
Feb 2018 --- $910,667

Mar 2018 --- $909,746
Apr 2018 --- $903,416

May 2018 --- $889,032
Jun 2018 --- $893,278

Jul 2018 --- $892,002
Aug 2018 --- $896,619

Sep 2018 --- $899,763
Oct 2018 --- $876,927

Nov 2018 --- $891,402
Dec 2018 --- $864,613


2017

May 2017 --- $835,009
July 2017 --- $851,904 

Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266


There is no down time when building a path that doesn't lead back to ZERO

3 comments:

  1. Congrats on the recent record high net worth value! 2019 was indeed a fantastic year for the markets.

    ReplyDelete
    Replies
    1. PIV,

      Yes it was. Hope 2020 stays green for us all!

      MDP

      Delete
  2. Congrats on a great year! wishing you to reach Millionaire status in 2020! :) you are getting very close!

    ReplyDelete