Saturday, December 17, 2016
November 2016 Income & Expenses
The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.
Day job (take home pay) --- $11020.03
Dividends/Interest --- $174.60
Total net income --- $11194
Expenses --- $8415 (Taken from Mint)
Savings $2779.63 --- Rate 24.83%
November was a fairly uneventful month from a business view. The election was certainly exciting and I think business spiked a bit on the promise of a brighter future. The stock market definitely spiked as did my net worth.
This post is a cash flow document and as you can see I spent too much money and am glad the bulk of the Christmas expenses are behind me!
December has been unusually slow so far, which is highly unusual. Hopefully the next two weeks pick up and we can end the year on a high note. Also, I have had quite a few doctor's bills hit this month as well and the expenses will once again be elevated.
Even though the year is not quite over, I am already trying to come up with new strategies for expense control/reduction. I know, I know, I know.....a pair of scissors to the credit card is a pretty effective plan. Hell that may be my single best strategy!