August 2021 Net Worth

 

Here are my net worth totals for the end of August.

I'm now comfortably above the 1M mark (until a market correction). Good all around month and year so far.

Now that I'm over 3 1/2 years into retirement I am starting to see how the next 30-40 years will unfold. Taxable accounts continue to hold up and provide daily income and more than cover my expenses. Retirement accounts also grow nicely and along with SS, I should be in really good shape in the decades to come.

Onward and upward!

 

Checking --- $253,218

Savings/Investments --- $209,054

HSA --- $1,550
IRA --- $13,763

401K --- $535,652

2014 Jeep Wrangler --- $14,000

Liabilities

$228

Net Worth

$1,027,009

YTD Totals

2021

***Jan 1, 2021 --- $969,595***

Jan 31, 2021 --- $966,773

Feb 28, 2021 --- $970,059

Mar 31, 2021 --- $986,189

Apr 30, 2021 --- $997,626

May 31, 2021 --- $998,560

Jun 30, 2021 --- $1,007,093

Jul 31, 2021 --- $1,017,133

Aug 31, 2021 --- $1,027,009

2020

Jan 31, 2020 --- $923,180

Feb 29, 2020 --- $887,924

Mar 31, 2020 --- $840,075

Apr 30, 2020 --- $883,292

May 31, 2020 --- $897,577

June 30, 2020 --- $898,663

July 31, 2020 --- $923,038

Aug 31, 2020 --- $944,156

Sep 30, 2020 --- $922,946

Oct 31, 2020 --- $901,082

Nov 30, 2020 --- $956,268

Dec 31, 2020 --- $969,595

 

Dec 31, 2020 --- $969,595

Dec 31, 2019 --- $926,699

Dec 31, 2018 --- $864,613

Dec 31, 2017 --- $914,266

July 2021 Net Worth

 

Here is last of my past due updates. At the end of July my net worth ended at $1,017,133. The trajectory since March 2020 has been straight up. Unbelievable movement!

While I'm excited about making the $1,000,000 mark for a second straight month, It's most likely going to be short lived as I am about to buy a pool. The payments ($50,000ish) will be made over the next few months. If I have a really good back half of the year, I made hold the $1,000,000 mark, but realistically the S&P 500 would have to add to it's 18% gain and finish up close to 25-30% for me to hold the line.

No matter...I have been enjoying my life like never before and sometimes you just have to say "Fuck It"

 

Checking --- $265,124

Savings/Investments --- $197,848

HSA --- $1,555
IRA --- $13,597

401K --- $525,874

2014 Jeep Wrangler --- $14,000

Liabilities

$865

Net Worth

$1,017,133

YTD Totals

2021

***Jan 1, 2021 --- $969,595***

Jan 31, 2021 --- $966,773

Feb 28, 2021 --- $970,059

Mar 31, 2021 --- $986,189

Apr 30, 2021 --- $997,626

May 31, 2021 --- $998,560

Jun 30, 2021 --- $1,007,093

Jul 31, 2021 --- $1,017,133

2020

Jan 31, 2020 --- $923,180

Feb 29, 2020 --- $887,924

Mar 31, 2020 --- $840,075

Apr 30, 2020 --- $883,292

May 31, 2020 --- $897,577

June 30, 2020 --- $898,663

July 31, 2020 --- $923,038

Aug 31, 2020 --- $944,156

Sep 30, 2020 --- $922,946

Oct 31, 2020 --- $901,082

Nov 30, 2020 --- $956,268

Dec 31, 2020 --- $969,595

 

Dec 31, 2020 --- $969,595

Dec 31, 2019 --- $926,699

Dec 31, 2018 --- $864,613

Dec 31, 2017 --- $914,266

June 2021 Net Worth --- Double Comma Club

 

A few days before my 50th birthday I finally hit $1,000,000 in net worth. There was a time 20 years a go that I never thought that I would hit that number even if I continued working through age 65. 

This number is nice, but the fact that I was able to hit it 3 1/2 years after retirement is even nicer. Despite spending in excess of $150,000 since retirement, my net worth has actually increase by $100,000 which means that my portfolio is growing on average $6,000+ per month before expenses.

Even nicer is knowing that my 401k is very close to be accessible, if needed. Also nice is knowing that Social Security (again, if needed) is accessible in less than 12 years. 

The multi-stage rocket ship is operating very efficiently and escape velocity is close to being reached. I'll just keep enjoying the view along the journey

Checking --- $284,084

Savings/Investments --- $178,628

Lending Club --- $22
HSA --- $1,555
IRA --- $13,483

401K --- $515,899

2014 Jeep Wrangler --- $14,000

Liabilities

$578

Net Worth

$1,007,093

YTD Totals

2021

***Jan 1, 2021 --- $969,595***

Jan 31, 2021 --- $966,773

Feb 28, 2021 --- $970,059

Mar 31, 2021 --- $986,189

Apr 30, 2021 --- $997,626

May 31, 2021 --- $998,560

Jun 30, 2021 --- $1,007,093

2020

Jan 31, 2020 --- $923,180

Feb 29, 2020 --- $887,924

Mar 31, 2020 --- $840,075

Apr 30, 2020 --- $883,292

May 31, 2020 --- $897,577

June 30, 2020 --- $898,663

July 31, 2020 --- $923,038

Aug 31, 2020 --- $944,156

Sep 30, 2020 --- $922,946

Oct 31, 2020 --- $901,082

Nov 30, 2020 --- $956,268

Dec 31, 2020 --- $969,595

 

Dec 31, 2020 --- $969,595

Dec 31, 2019 --- $926,699

Dec 31, 2018 --- $864,613

Dec 31, 2017 --- $914,266

May 2021 Net Worth

 

May was another positive month. Based on the dealerships having virtually no inventory, my 65k mile Jeep Wrangler has a much higher value than I have reported. In time as the value fall back down below $14k I'll start depreciating it again accordingly.

Checking --- $287,303

Savings/Investments --- $177,202

Lending Club --- $22
HSA --- $1,555
IRA --- $13,456

401K --- $506,584

2014 Jeep Wrangler --- $14,000

Liabilities

$1,562

Net Worth

$998,562

YTD Totals

2021

***Jan 1, 2021 --- $969,595***

Jan 31, 2021 --- $966,773

Feb 28, 2021 --- $970,059

Mar 31, 2021 --- $986,189

Apr 30, 2021 --- $997,626

May 31, 2021 --- $998,560

2020

Jan 31, 2020 --- $923,180

Feb 29, 2020 --- $887,924

Mar 31, 2020 --- $840,075

Apr 30, 2020 --- $883,292

May 31, 2020 --- $897,577

June 30, 2020 --- $898,663

July 31, 2020 --- $923,038

Aug 31, 2020 --- $944,156

Sep 30, 2020 --- $922,946

Oct 31, 2020 --- $901,082

Nov 30, 2020 --- $956,268

Dec 31, 2020 --- $969,595

 

Dec 31, 2020 --- $969,595

Dec 31, 2019 --- $926,699

Dec 31, 2018 --- $864,613

Dec 31, 2017 --- $914,266

April 2021 Net Worth

 

April net worth inched a bit closer to $1 mil. Passive 401k continues to be the strongest engine. Actual Jeep value is much higher, but I'm going to value it conservatively.

Checking --- $57,400

Savings/Investments --- $409,839

Lending Club --- $22
HSA --- $1,555
IRA --- $13,265

401K --- $504,561

2014 Jeep Wrangler --- $14,000

Liabilities

$3,016

Net Worth

$997,626

YTD Totals

2021

*** Jan 1, 2021 --- $969,595***

Jan 31, 2021 --- $966,773

Feb 28, 2021 --- $970,059

Mar 31, 2021 --- $986,189

Apr 30, 2021 --- $997,626

2020

Jan 31, 2020 --- $923,180

Feb 29, 2020 --- $887,924

Mar 31, 2020 --- $840,075

Apr 30, 2020 --- $883,292

May 31, 2020 --- $897,577

June 30, 2020 --- $898,663

July 31, 2020 --- $923,038

Aug 31, 2020 --- $944,156

Sep 30, 2020 --- $922,946

Oct 31, 2020 --- $901,082

Nov 30, 2020 --- $956,268

Dec 31, 2020 --- $969,595

 

Dec 31, 2020 --- $969,595

Dec 31, 2019 --- $926,699

Dec 31, 2018 --- $864,613

Dec 31, 2017 --- $914,266

March 2021 Net Worth

Net worth grinded to a new high in March. Put sales increased and the march toward $1,000,000 continues.

Assets

Checking --- $45,508

Savings/Investments --- $427,213
Lending Club --- $22
HSA --- $1,555
IRA --- $12,585

401K --- $486,260

2014 Jeep Wrangler --- $15,000

Liabilities

$1,954

Net Worth

$986,189

YTD Totals

2021

***Jan 1, 2021 ---$969,585***

Jan 31, 2021 --- $966,773

Feb 28, 2021 --- $970,059

Mar 31, 2021 --- $986,189

2020

Jan 31, 2020 --- $923,180

Feb 29, 2020 --- $887,924

Mar 31, 2020 --- $840,075

Apr 30, 2020 --- $883,292

May 31, 2020 --- $897,577

June 30, 2020 --- $898,663

July 31, 2020 --- $923,038

Aug 31, 2020 --- $944,156

Sep 30, 2020 --- $922,946

Oct 31, 2020 --- $901,082

Nov 30, 2020 --- $956,268

Dec 31, 2020 --- $969,595

 

Dec 31, 2020 --- $969,595

Dec 31, 2019 --- $926,699

Dec 31, 2018 --- $864,613

Dec 31, 2017 --- $914,266

February 2021 Net Worth

 

February saw a slight increase in net worth and I ended at a new all time high. I also began selling quite a few put options to help boost retirement income. Mostly DGI stocks.

Assets

Checking --- $47,743

Savings/Investments --- $420,588
Lending Club --- $22
HSA --- $1,558
IRA --- $12,482

401K --- $474,878

2014 Jeep Wrangler --- $15,200

Liabilities

$2,412

Net Worth

$970,059

YTD Totals

2021

*** Jan 1, 2021 --- $969,595

Jan 31, 2021 --- $966,773

Feb 28, 2021 --- $970,059

2020

Jan 31, 2020 --- $923,180

Feb 29, 2020 --- $887,924

Mar 31, 2020 --- $840,075

Apr 30, 2020 --- $883,292

May 31, 2020 --- $897,577

June 30, 2020 --- $898,663

July 31, 2020 --- $923,038

Aug 31, 2020 --- $944,156

Sep 30, 2020 --- $922,946

Oct 31, 2020 --- $901,082

Nov 30, 2020 --- $956,268

Dec 31, 2020 --- $969,595

 

Dec 31, 2020 --- $969,595

Dec 31, 2019 --- $926,699

Dec 31, 2018 --- $864,613

Dec 31, 2017 --- $914,266