October 2018 Dividend Summary

Here are the dividends that I received from last month.

TUP --- $136.00
PM --- $102.60
MO --- $56.00
KMB --- $20.00
GE --- $12.12

Total dividend income received last month is $326.72.

Starting in January my GE dividends will be about a nickle per year.

This is the first photo I have posted in some time. I am really liking the new etrade account. It seems to be much more sophisticated than Capital One. I like the estimated income feature in particular.

Recent Buy --- IBM

Today I initiated a position in IBM.

• IBM:  25 shares @ $115.74 --- Yield  5.43%

Total capital invested is $2900.12 and will add $157 to my yearly dividends. 

I should also note that GE effectively eliminated its dividend. It's new yield is close to ZERO. I have 100 shares or so and will lose around $48 in yearly dividends. Glad that position is small. I might buy a few hundred shares if the stock drops to around $5.

DEFY MEDIOCRITY

2018 Net Worth Catchup post

All figures except my Jeep value are generated from Mint.com. 

It's been a while since I made one of these posts, so I'm going to fill in the blanks from the beginning of the year through yesterday.

As you can, I have been holding steady around the $900,000 level for most of the year. October has been a brutal month for the markets. My overall net worth is down about $24k through yesterday which is a large amount, but still not too bad considering the S&P 500 is down about 9% month to date.

Just a casual observation is that a .75% monthly gain in the S&P keeps my portfolio even after all expenses. Over time that is a reasonable return and I still have a ton of cash in 2.2% CDs that I can deploy if a 30% drop occurs at some point.


YTD Totals

2018

Jan 2018 --- $917,116
Feb 2018 --- $910,667

Mar 2018 --- $909,746
Apr 2018 --- $903,416

May 2018 --- $889,032
Jun 2018 --- $893,278

Jul 2018 --- $892,002
Aug 2018 --- $896,619

Sep 2018 --- $899,763
Oct 2018 --- $876,927 (as of this post)

2017

May 2017 --- $835,009
July 2017 --- $851,904 

Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266


There is no down time when building a path that doesn't lead back to ZERO

Recent Buys --- T,F KHC, & XOM

Today I added shares of these four companies to my portfolio.

• F:  350 shares @ $8.31 --- Yield  7.22%
• T:  200 shares @ $30.47 --- Yield  6.56%
• KHC:  50 shares @ $55.75 --- Yield  4.48%
• XOM:  30 shares @ 77.75 --- Yield  4.22%

Total capital invested is $14,150.30 and has a combined yield of 5.89%.  These purchases will increase my yearly dividends by $833.40.

It's pretty cool/scary how high the yields on some of these companies are getting. T at 7% and Kraft at 5% would cause me to buy heavy. Kraft has fallen about $40 a share in the last year. I also have my eyes on BBL if it gets closer to 7% and MMM around 3%. Finally I believe IBM is touching 5% and will look at it closely as well.

In other news early retirement is fucking awesome!

Retired AF —- Rat race escapee 2/28/2018

It’s been a while since my last update. Decided to say “Fuck it” and quit my job in February at 46 years old. Best decision ever.

Been drinking lots of Shiner, going to the gym, and even found a new girlfriend who is retired at 40. She’s retired because she’s from a wealthy California family....but hey there’s more than one way to become FI.

Still investing here and there but mainly decompressing and enjoying life.

This photo is of the gf’s backyard and her flying border collie.

Will post more frequently....I promise.

February 2018 Net Worth

All figures are generated from Mint.com. 

On paper I took about a $6,500 drop in my net worth over the last 30 days or so. In all reality that is not too bad considering the market has come down quite a bit during that period.

A few outlier expenses paid in January include:

• Property taxes --- $2415
• Auto insurance --- $1315
• Home insurance --- $921

Again with these expenses and the lower markets I am not disappointed with the drop in net worth.

Assets

Checking --- $13,114
Savings/Investments --- $372,303
Lending Club --- $6,635
HSA --- $2,762
IRA --- $9,760
401K --- $349,549
2014 Jeep Wrangler --- $23,493
House --- $133,050

Liabilities

$0

Net Worth

$910,666


YTD Totals

2018

Jan 2018 --- $917,116
Feb 2018 --- $910,667


2017

May 2017 --- $835,009
July 2017 --- $851,904 

Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266


There is no down time when building a path that doesn't lead back to ZERO

January 2018 Dividend Summary

Here are the dividends I received in my taxable account.

• KMB --- $19.40
• GE --- $12.00

Total January dividends are $31.40. All dividends are reinvested.

DEFY MEDIOCRITY