Monday, January 4, 2021

2020 Year End Net Worth -- New Record

 



All figures except my Jeep value are calculated using Mint.com.


Wow! What an amazing year!! Definitely one none of us will soon forget. My net worth continued to march higher as the S&P capped off a 16% yearly gain. At one point in March the broader equity markets were down 36% from the February's high. Scary times as my net worth had briefly dropped below $800,000.

Fortunately the bear market was short lived and the losses were not only recovered, we reached new highs throughout the back half of the year.

At first glance I gained $43,000 throughout the year. Even better, that is after subtracting $36,000 in spending and some depreciation on my Jeep. In other words my portfolio generated about $84,000 in gains or $7,000 a month. 

I have not received any W-2 income since retiring 35 months ago so I feel fortunate that my portfolio continues to comfortably fund my lifestyle.

The march toward $1,000,000 continues.


Assets

Checking --- $8,247
Savings/Investments --- $460,809
Lending Club --- $25
HSA --- $1,858
IRA --- $12,352
401K --- $473,857
2014 Jeep Wrangler --- $15,500


Liabilities

$3,053

Net Worth

$969,595


YTD Totals

2020

***Jan 1, 2020 --- $926,699***

Jan 31, 2020 --- $923,180
Feb 29, 2020 --- $887,924

Mar 31, 2020 --- $840,075
Apr 30, 2020 --- $883,292

May 31, 2020 --- $897,577
June 30, 2020 --- $898,663

July 31, 2020 --- $923,038
Aug 31, 2020 --- $944,156

Sep 30, 2020 --- $922,946
Oct 31, 2020 --- $901,082

Nov 30, 2020 --- $956,268
Dec 31, 2020 --- $969,595
 

Dec 31, 2020 --- $969,595
Dec 31, 2019 --- $926,699
Dec 31, 2018 --- $864,613
Dec 31, 2017 --- $914,266


Friday, December 25, 2020

November 2020 Passive Income

 

Here is the passive income I received from both taxable and retirement accounts.


Taxable Account

  • Amegy CD --- $421.27
  • T --- $198.12
  • OHI --- $174.20
  • GIS --- $51.00
  • CL --- $36.52
  • BND --- $5.43

Retirement Account

  • 65/35 S&P 500/Bonds --- $217.55

Total November 2020 passive income is $1104.09

Merry Christmas!

Thursday, December 3, 2020

November 2020 Net Worth --- Record High



 All figures except my Jeep value are calculated using Mint.com.

Record Covid cases, lockdowns, contested elections....meh we just keeping breaking new S&P records. November was a fantastic month with the broader markets gaining 10.8%. Basically a year's worth of returns in 30 days. 

My net worth spiked about $55,000 this month which puts me up about $30,000 for the year and $50,000 since I retired back in February 2018. Other than wishing I had put everything in TSLA at the beginning of the year, I'm pretty content with how thing are going 😏

The march toward $1,000,000 continues.


Assets

Checking --- $14,841
Savings/Investments --- $452,086
Lending Club --- $31
HSA --- $1,858
IRA --- $12,083
401K --- $462,248
2014 Jeep Wrangler --- $15,800


Liabilities

$2,679

Net Worth

$956,268


YTD Totals

2020

***Jan 1, 2020 --- $926,699***

Jan 31, 2020 --- $923,180
Feb 29, 2020 --- $887,924

Mar 31, 2020 --- $840,075
Apr 30, 2020 --- $883,292

May 31, 2020 --- $897,577
June 30, 2020 --- $898,663

July 31, 2020 --- $923,038
Aug 31, 2020 --- $944,156

Sep 30, 2020 --- $922,946
Oct 31, 2020 --- $901,082

Nov 30, 2020 --- $956,268
Dec 31, 2020 ---

2019      

 ***Jan 1,2019 --- $864,816***

Jan 31, 2019 --- $887,560
Feb 28. 2019 --- $895,998

Mar 31, 2019 --- $899,902
Apr 30, 2019 --- $904,190

May 31, 2019 --- $880,455
June 30, 2019 --- $894,816

July 31, 2019 --- 898,515
Aug 31, 2019 --- $894,960

Sept 30, 2019 --- $900,639
Oct 31, 2019 --- $904,935

Nov 30 2019 --- $915,534
Dec 31, 2019 --- $926,699


2018

Jan 2018 --- $917,116
Feb 2018 --- $910,667

Mar 2018 --- $909,746
Apr 2018 --- $903,416

May 2018 --- $889,032
Jun 2018 --- $893,278

Jul 2018 --- $892,002
Aug 2018 --- $896,619

Sep 2018 --- $899,763
Oct 2018 --- $876,927

Nov 2018 --- $891,402
Dec 2018 --- $864,613


2017

May 2017 --- $835,009
July 2017 --- $851,904 

Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266

Friday, November 27, 2020

October 2020 Passive Income

 



Here is the passive income I received from both taxable and retirement accounts.



Taxable Account

  • Amegy CD --- $421.27
  • MO --- $344.00
  • PM --- $96.60
  • GEO --- $64.60
  • BGS --- $47.50
  • SPG --- $26.00
  • BND --- $5.41
  • CSCO --- $5.04
  • KO --- $2.87

Retirement Account

  • 65/35 S&P 500/Bonds --- $199.25

Total October 2020 passive income is $1201.95

Great start to the 4th quarter. MO and PM did most of the work and my payment from MO will be even larger in January. I would like to get the payments from KO and CSCO up, but the stocks prices have really jumped. 

Monday, November 9, 2020

October 2020 Net Worth


All figures except my Jeep value are calculated using Mint.com.

Well here I am back to $900,000. It's uncanny how I continue to gravitate towards this level. Obviously October was a tough month for the markets as the election approached and we experienced the third wave of Covid. I'm losing track of the wave total. I'm still confident that I will end the year with a net increase in net worth. We shall see.

Anyway Life is Good and November is off to a fantastic start. Keep pushing everyone!!


Assets

Checking --- $3,063
Savings/Investments --- $441,597
Lending Club --- $31
HSA --- $1,858
IRA --- $11,194
401K --- $430,294
2014 Jeep Wrangler --- $16,100


Liabilities

$3.055

Net Worth

$901,082


YTD Totals

2020

***Jan 1, 2020 --- $926,699***

Jan 31, 2020 --- $923,180
Feb 29, 2020 --- $887,924

Mar 31, 2020 --- $840,075
Apr 30, 2020 --- $883,292

May 31, 2020 --- $897,577
June 30, 2020 --- $898,663

July 31, 2020 --- $923,038
Aug 31, 2020 --- $944,156

Sep 30, 2020 --- $922,946
Oct 31, 2020 --- $901,082

Nov 30, 2020 ---
Dec 31, 2020 ---

2019      

 ***Jan 1,2019 --- $864,816***

Jan 31, 2019 --- $887,560
Feb 28. 2019 --- $895,998

Mar 31, 2019 --- $899,902
Apr 30, 2019 --- $904,190

May 31, 2019 --- $880,455
June 30, 2019 --- $894,816

July 31, 2019 --- 898,515
Aug 31, 2019 --- $894,960

Sept 30, 2019 --- $900,639
Oct 31, 2019 --- $904,935

Nov 30 2019 --- $915,534
Dec 31, 2019 --- $926,699


2018

Jan 2018 --- $917,116
Feb 2018 --- $910,667

Mar 2018 --- $909,746
Apr 2018 --- $903,416

May 2018 --- $889,032
Jun 2018 --- $893,278

Jul 2018 --- $892,002
Aug 2018 --- $896,619

Sep 2018 --- $899,763
Oct 2018 --- $876,927

Nov 2018 --- $891,402
Dec 2018 --- $864,613


2017

May 2017 --- $835,009
July 2017 --- $851,904 

Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266

Sunday, November 1, 2020

September 2020 Passive Income

 


Here is the passive income I received from both taxable and retirement accounts.


Taxable Account

  • Amegy CD --- $421.27
  • XOM --- $270.57
  • ABALX --- 251.26
  • WBA --- $89.76
  • DOW --- $85.40
  • IBM --- $78.24
  • BP --- $77.50
  • RDSB --- $58.24
  • UPS --- $43.43
  • MMM --- $42.63
  • JNJ --- $23.23
  • PFE --- $21.66
  • KHC --- $16.00
  • WFC --- $15.50
  • SO --- $5.76
  • VFC --- $5.76
  • BND --- $5.71
  • EMR --- $3.00

Retirement Account

  • 65/35 S&P 500/Bonds --- $1,232.25

Total September 2020 passive income is $2,746.97.

Sorry I'm a bit late reporting. I love the 3,6,9,12 months as they are the highest paying. Solid month despite absorbing cuts and eliminations. 

Friday, October 30, 2020

Recent Buy --- MO




Today I added to my MO position.


  • MO: 6 shares @ $35.88 --- Yield  9.59% 

Total capital invested is $215.28 and this purchase will add $20.64 to my yearly dividends. MO continues to be my largest position so I will nibble when the value is there. 

I'm also watching XOM, BBL, JPM, T, COP, and KO.