September 2019 Passive Income

Here is the passive income I received from both taxable and retirement accounts.


Taxable Account

• Amegy CD --- $592.78
• ABALX --- $354.78
• SO --- $64.06
• F --- $52.50
• XOM --- $52.48
• IBM --- $41.03
• KHC --- $36.26
• LB --- $30.54

Retirement Account

• 65/35 S&P 500/Bonds --- $1242.38

Total September 2019 passive income is $2,466.81

Great income month with almost 50% coming from taxable and 50% coming from my 401k. I also had another great CD income month. 

I have been shuffling my portfolio around a bit lately and will adjust my holdings on my dividend sheet page soon. 

DEFY MEDIOCRITY

September 2019 Net Worth

All figures except my Jeep value are generated from Mint.com.

After 19 months of retirement, I'm right on the $900,000 mark. It's amazing how that number seems to be where my assets hover. My all-time high net worth was a hair over 917,000 a month before retirement and my post retirement month-end low was at the end of 2018 around $864,000. Most months I wind up between $885k and $900k.

Well the more things change, the more they same the same, I guess.

Anyway here are the net worth numbers for September.

Assets

Checking --- $2,400
Savings/Investments --- $476,871
Lending Club --- $524
HSA --- $2,315
IRA --- $10,422
401K --- $388,607
2014 Jeep Wrangler --- $19,500

Liabilities

$3,549

Net Worth

$900,639


YTD Totals

2019      

 ***Jan 1,2019 --- 864,816***

Jan 31, 2019 --- $887,560

Feb 28. 2019 --- $895,998

Mar 31, 2019 --- $899,902

Apr 30, 2019 --- $904,190

May 31, 2019 --- $880,455

June 30, 2019 --- $894,816

July 31, 2019 --- 898,515

Aug 31, 2019 --- $894,960

Sept 30, 2019 --- $900,639

2018

Jan 2018 --- $917,116

Feb 2018 --- $910,667

Mar 2018 --- $909,746

Apr 2018 --- $903,416

May 2018 --- $889,032

Jun 2018 --- $893,278

Jul 2018 --- $892,002

Aug 2018 --- $896,619

Sep 2018 --- $899,763

Oct 2018 --- $876,927

Nov 2018 --- $891,402

Dec 2018 --- $864,613


2017

May 2017 --- $835,009
July 2017 --- $851,904 

Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266


There is no down time when building a path that doesn't lead back to ZERO

Recent Buy --- MO

Today I added a few more shares to my MO position.

• MO:  30 shares @ $39.40 --- Yield  8.53%

Total capital invested is $1182.00 and will add $100.80 to my yearly dividends.

I will add more aggressively if MO reaches 10% or higher.

DEFY MEDIOCRITY

July 2019 Passive Income

Here is the passive income I received from both taxable and retirement accounts.


Taxable Account

• Amegy CD --- $573.64
• PM --- $136.80
• TUP --- $108.00
• MO --- $88.00
• CAH --- $48.10
• KMB --- $20.60
• GE --- $1.01

Retirement Account

• 65/35 S&P 500/Bonds --- $219.65

Total July 2019 passive income is $1195.80

My CD income jumped up quite a bit as I invested the proceeds from my home sale into a 2.5% 2 year Amegy CD in the beginning of June. Considering both the 2 YR and 10 YR bonds are hovering around 1.5% after massive drops during the past couple of months, I feel I caught lightning a bottle with that rate.

Other than buying a few shares here and there this month, everything is nice and calm and I just continue to sit back and live off the passive income streams.

DEFY MEDIOCRITY

Recent Buy -- M

Today I initiated a position in M.

• M:  150 shares @ $15.90 --- Yield  9.44%

Total capital invested is $1590.00 and will add $151.00 to my yearly dividends.

The past few years have not been kind to Macy's. Considering the stock has fallen from $83 all the way down to $15 and change, its struggles along with many other retailers are widely known.

This is an iconic brand and I hope that the restructuring plan resembles that of BBY and not BBBY.

Obviously this is a speculative purchase and I fully understand this company may join the ash heap with Sears and JC Penny. Time will tell.

In other news I'm still watching MO closely (7% yield), PFE (drastic fall recently) and WBA (down around 50% this past year).

DEFY MEDIOCRITY

Recent Buy --- XOM

Today I add to my XOM position.

• XOM:  16 shares @ $68.47 --- Yield   5.08%

Total capital invested is $1095.52 and this purchase will increase my yearly dividends by $55.68.

XOM briefly traded at a 5% yield at the end of 2018 when I last added shares. Will add more if weakness continues. I am also closely watching HP (Helmerich & Payne) which is now trading in the high 30s and its yield is approaching 8%. I'll probably initiate a position around $35. Also Shell in the $40s and BP in the $20s will peak my interest if they get there.

DEFY MEDIOCRITY

July 2019 Net Worth

All figures except my Jeep value are generated from Mint.com.

The Net Worth line keeps inching forward as evidenced by another $4,000 monthly gain. I finished the month just a hair under $899,000. Since I retired 17 months ago I have experienced extreme resistance around the $900,000 level. One day I hope to blow through that number permanently.

It does feel good to have positive month/month and year/year gains though. My YTD net worth gain is $34,000 which equates to about $5,000/month. I'll take it!

I also adjusted my Jeep value up from $17,500 to $20,000 as I actually received a cash value to buy it at a local auction. I decided to keep it since I enjoy it so much :) Anyway, here are the numbers from July.

Assets

Checking --- $3,429
Savings/Investments --- $480,637
Lending Club --- $793
HSA --- $2,101
IRA --- $10,316
401K --- $385,355
2014 Jeep Wrangler --- $20,000

Liabilities

$4,116

Net Worth

$898,515


YTD Totals

2019      

 ***Jan 1,2019 --- 864,816***

Jan 31, 2019 --- $887,560

Feb 28. 2019 --- $895,998

Mar 31, 2019 --- $899,902

Apr 30, 2019 --- $904,190

May 31, 2019 --- $880,455

June 30, 2019 --- $894,816

July 31, 2019 --- 898,515

2018

Jan 2018 --- $917,116

Feb 2018 --- $910,667

Mar 2018 --- $909,746

Apr 2018 --- $903,416

May 2018 --- $889,032

Jun 2018 --- $893,278

Jul 2018 --- $892,002

Aug 2018 --- $896,619

Sep 2018 --- $899,763

Oct 2018 --- $876,927

Nov 2018 --- $891,402

Dec 2018 --- $864,613


2017

May 2017 --- $835,009
July 2017 --- $851,904 

Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266


There is no down time when building a path that doesn't lead back to ZERO