Recent Buy --- KHC

Today I added to my KHC position

• KHC:  40 shares @ $41.69 --- Yield  6.00%

Total capital invested is $1667.60 and will increase my yearly dividends by $100.

Wow the yields on food companies is starting to rival energy companies and REITs.  I was looking closely at CAG and GIS as well. I currently have shares of GIS, but not with CAG.  I decided to stick with Warren Buffett on this purchase.

There were some crazy deals earlier today with IBM right at 6% and the continued tobacco carnage.  A name that I haven't added to for a while is SO. It's close to 6% right now so is becoming very interesting.

Recent Buy - T

Today I added to my T position.

• T: 100 shares @ $27.42 --- Yield  7.44%

Total capital invested is $2742 and will add $204 to my yearly dividends.

This is the highest yield I can remember on T. It may have been higher during 2008-2009, but not too much as the stock price is nearing those levels.  While the Dow has essentially tripled during the last 10 years, T has basically remained unchanged. The thing to remember is is T has probably paid out $17-$18 in dividends during this period making it a rather stealthy investment.

I will add a few hundred more shares as the yield continues it's march to 10%.

Merry Christmas everyone!! 2019 is going to be OUTSTANDING!!

Recent Buy --- CAH

I did some last minute Christmas shopping today.

• CAH:  100 shares @ $44.30 --- Yield  4.31%

Total capital invested is $4430 and will increase my yearly dividends by $191.00.

Many stocks are on my radar including the ones listed yesterday. UPS, CAG, HP, BBBY are in free fall right now so I hope to add one or two of these names by year end.

Recent Buys -- PM & XOM

Today I added to my PM and XOM positions.

• PM:  30 shares @ $69.91 --- Yield  6.53%
• XOM:  30 shares @ $69.75 --- Yield  4.70%

Total capital invested is $4189.80 and the combined yield is 5.61%.  These purchases will add $235.20 to my yearly dividends.

Lots of weakness in these two companies and I will probably add more as the PM yield approaches 7%. I will also watch MO closely and will go strong if the price dips into the $30s.

I only own XOM in the energy space right now. BP and Shell surprisingly have held up better than XOM. I will start adding to BP and Shell if the yields reach 8% or higher.

Another off the grid company is SMG. The share price has fallen by $50 from $110 to $60 pushing the yield up to around 3.5%. If it reaches 4% I will initiate a position.

Recent Buy --- GIS

Today I initiated a position in GIS.

• GIS:  100 shares @ $40.24 --- Yield  4.87%

Total capital invested is $4024 and will add $196.00 to my yearly dividends.  I've been watching GIS for a while and told myself I would pull the trigger at 5% yield or around $40. We basically reached that point today.

Note: This is the second purchase using my Chase account (primary checking/savings). JPM introduced a You Invest Trade platform and I'm using free trades right now. The layout is simplistic and I can easily transfer money between checking/savings/investing/retirement.

I also like the estimated annual income calculator.

November 2018 Net Worth

All figures except my Jeep value are generated from Mint.com. 

After a really shaky October, the markets (stock and housing) have bounced back by almost $16,000. It actually feels good going through these ebbs and flows without having the safety net of a day job. Ironically it bothers me less now than when I was working all the time.

My home is now at the highest book value ever. I have no plans on selling it, but it still feels good to see the value steadily increase. I think the low value this year was in the $125k and it currently is around $139k.

The stock market now is about break-even on the year. My credit card debt is at the highest level in 15 years. I continue to pay the balances in full each month. I decided to open a Chase Sapphire account, an Amegy Amazing Card, and a Capital One Savor card. 

I have already received 53k in points from Chase. I just received the spend requirement for the Amegy card and that means $150 in credit card rewards. That doesn't seem like much, but I also opened a $50 checking account and a $1000 money market account with Amegy. These each will pay me $200 after 90 days. This means I will receive $550 total from Amegy. 

Finally I just received my Cap One Savor Card and will receive $500 once I spend $3k in 90 days. 

Fortunately between October and December my property tax, yearly auto insurance, & homeowner's insurance are all due. Combine that with my recent California trip and I easily can meet the spend requirements without manufacturing any spending. So I will receive over $1500 for expenses that would have occurred anyway.

I'm looking for to future credit card churning opportunities!!

Assets

Checking --- $4,177
Savings/Investments --- $362,502
Lending Club --- $2908
HSA --- $2,644
IRA --- $9,666
401K --- $353,054
2014 Jeep Wrangler --- $21,500
House --- $139,429

Liabilities

$4478

Net Worth

891,402


YTD Totals

2018

Jan 2018 --- $917,116
Feb 2018 --- $910,667

Mar 2018 --- $909,746
Apr 2018 --- $903,416

May 2018 --- $889,032
Jun 2018 --- $893,278

Jul 2018 --- $892,002
Aug 2018 --- $896,619

Sep 2018 --- $899,763
Oct 2018 --- $876,927

Nov 2018 --- $891,402



2017

May 2017 --- $835,009
July 2017 --- $851,904 

Aug 2017 --- $860,072
Sept 2017 --- $869,374

Oct 2017 --- $887,033
Nov 2017 --- $897,145

Dec 2017 --- $914,266


There is no down time when building a path that doesn't lead back to ZERO

Recent Buy --- MO

Today I added to my MO position.

• MO:  40 shares @ $55.77 --- Yield  5.74%

Total capital invested is $2230.80 and this purchase will increase my yearly dividends by $128.00.

This brings my MO share count to 110.

I will be watching T, XOM, KMI, and TGT is starting to become interesting as well.