The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.
Day job (take home pay) --- $9981
Dividends/Interest --- $115
Total net income --- $10096
Expenses --- $7843 (Taken from Mint)
Savings $2252 --- Rate $22.31%
Damn, I have got to start getting the spending back under control. It seems like there is always some kind of justifiable excuse for high spending each month recently. In May, the "excuses" were my birthday and my girlfriend's birthday.
Between the two, we spent over $2500! Enjoying four days on the ocean in a beach house was really awesome though! While I hate the expenses incurred, the experiences are definitely worth it. Hopefully I can continue to enjoy new experiences. I plan to visit Disney World for the first time ever in a few month and am really looking forward to it.
Anyway, I don't wan't to be in a wheel chair 35 years from now with $5,000,000 in the bank and no "experience deposits" to show for it. If it means working a few more years, so be it. I want a good balance of money and life experiences. It's a work in progress, but progress is being made!
As far as June goes, expenses are still a bit elevated, but income should be stronger as well.
DEFY MEDIOCRITY
You said it. It's all about life experiences more than an arbitrary figure in a bank account. I'm sure being in a beach house is an experience you will relive over and over again with great memories created. Like you, I don't care to save, save, save at the expense of living. I love to travel and have already been to many countries and wish to continue to travel. It's the one expense I'll always freely spend on as it all goes into my memory/experience account.
ReplyDeleteDivHut,
DeleteI completely agree! I visited Alaska for the first time about 8 years ago and realized then that I needed to see more of this beautiful world. Whether hanging out in a cabin in the Tennessee mountains, cruising the up the California coast, or just chillin' around a bonfire with friends in Galveston, those are the times I really feel alive. Here's to many more for both of us!
MDP
I was just in a beach villa last week and thoroughly enjoyed it. Good food, beach and watching the sun set. Enjoy now, you only live once.
ReplyDeleteD4s
DivSon,
DeleteThe sunrises are pretty amazing as well! Thanks for sharing your story!
MDP